Does this planet fitness only take payment through a checking account?

OROGAL, answered the question correctly!

Yes, and you can have a debit/credit card on file for purchases. And remember the dates the payment (s) are coming out...that you have enough funds in there. Reason why it is affordable...money will always come out of your account. Good Luck, and have fun as you stay healthy. The Best to You!

Yes, for membership fees.