Don't know. I know if you get the executive membership, if you don't use it enough to be worth it, they will refund the balance to your next year.
When I signed up I was told I could cancel & get my money back up to 3 months later. However, to keep a good word, if you aren't using it , they'll refund it even later.
I didn't know.
Yes, you can cancel your membership at any time for a full refund.
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