“More density means higher claims rates, which means higher insurance premiums for drivers in Philadelphia,” the article noted, adding that overall, big cities also tend to have higher crime rates and more accidents. ... Insurance Panda is an auto insurance quotes provider based out of New York City.
Car insurance in Pennsylvania can be expensive in Philadelphia, because of the population density and its status as a No-fault state. All drivers In the area share the cost of increasing amounts in Pa. You should expect to pa around $1300 per year for coverage of Liability, Collision and Comprehension and about $500 if you just $500 for Liability. Obviously these cost are estimates because a multitude of factors come into play when evaluating you for coverage. (Credit,Proximity to large cities, driving record, more than one driver, etc......)
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