These more modern coins are often worth face value. The 1923 may carry a small premium because of its silver content. The JFK also carries a small premium due to the silver content. REVISED TO ANSWER FOLLOWING QUESTION: Lisa, these coins were mass-produced, meaning that they will likely never bring a premium. For instance, a common date wheat cent is still worth $0.02 in average condition. Some of those date back over 100 years and it has barely doubled in value. The silver ones, though, should not be spent since you can get slightly more money for them. We hope this helps guide your decisions!
Should I give them years to age
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