I'm sure many factors go into answering that question. Credit history, employment, bill to income ratio, loan amount etc. I will say they have a vast amount of resources and do their best to be accommodating.
Time, paper work & credit checks are the only way to find out
The only way to find out is to visit the showroom. Test drive something and ask questions. In my experience there was no pressure to buy, or spend more than I wanted to spend.
Call them
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