It's a bank you just go in & open an account. They have this thing called a fresh start loan you can get to help build your credit score. They have a savings plan for your kids if you have any. It's really a great bank. Just go in & open an account, you won't be disappointed I promise.
JD explained it well. I been a member for 2 years and I'm happy. I dont have to wait long to make deposit or withdraw.
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