I want to cancel my service, is there any setbacks?

Krystal Jimenez | Sep 21, 2019 | Category: Credit counseling service in Fort Lauderdale, Florida

CreditGuard of America, Inc. - All questions

Address: 2755 NW 63rd Ct, Fort Lauderdale, FL 33309, USA

Ashley Watts | Sep 21, 2019

When you cancel your service it will take 48 hours for it to be fully cancelled the cancellation is put in immediately but it takes 48 hours to release your accounts from the program and withdraw the ability do the debit from your bank account however you won't be able to put your creditors back in the program at all and your interest rates will go back up there is no set back in the sense of you won't owe any money but you will be back in the debt that you or trying to get out of if I may ask why would you cancel

Carmen D Manso | Sep 20, 2020

Yes. Your interest rates wil return to the double-digits and payment Must be acceptable for then Not to put anything NEGATIVE on your credit. MY Best thing , I'm doubling up on payments so I can get the Car Im paying for in my name. Hurry and Get them Off your back. It doesnt LOOK like a bankruptcy But it makes us LOOK like we cant handle our income. $3,945 Can make a Difference]

Michelle Cole | Sep 21, 2019

Your interested rates will go back to the original rates and instead of it taking you 2 to 4 years making min payments with cga now your back to 15 to 25 years making only the min. You than should check your statements because if you want to be debt free within 2 to 4 years on your own you would have to pay more than the min and be consistent every month and its usually 50 or more then the original min payments. Think about that before cancelling.

Lorenzo Bradley III | Sep 21, 2019

Just make sure to cancel 14 business days prior to your scheduled payment date.

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