My question is this, Suppose you have bad credit, but you would like to purchase furniture, and you do finance it, do you use a finance company, do they run a credit check?

As long as you have a checking account it's a no credit needed finance..

Mecca is very good they as long as you have a checking account they can work with you if you do have bad credit so it's very good

As long as you are working and have a checking account. But I would be aware of the finance company. If it's West Creek financial don't do the financing with them.