To join a credit union, you must first open a primary share account which establishes your membership. For lending applications, we use merit-based rate tiers which offers rates based on various credit scores, along with other criteria to establish approval or denial. If you are interested in improving your credit score, learn about our Credit Builder Loan. For resources on financial matters like building credit, visit our Financial Education Center at www.qcu.org.
No don't think so
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