What if you have a friend that has a checking account and you dont.can that friend that has one use the others checking account????

I used my bank account to get my mom a membership, if that's what you're asking

Yes, your friend can sign you up as a member.

I don't see why that would be a problem. As long as they get their money.

That account would be charged for both membership

I think so.

Like 2 in 1 2 friends in 1 checking account? Do you get my question??