which insurance I am obliged to pay when picking up the car, the reservation and pay online. regards which insurance I am obliged to pay when picking up the car, the reservation and pay online. regards

If you have full coverage you don't need theirs

Call your insurance company. They will know.

You must to have insurance for third parties in case you crash into other peoples ,other people's car or house.

If you already have insurance on another vehicle check and see, you may already have coverage for rentals..