Does Wal-Mart have an emergency fund for their employees that have an unexpected crisis

Yes they do.

Yes

Walmart offers the following: Financial Support When people face an unexpected tragedy — a fire, a flood or the death of a loved one — it can be overwhelming for them and their families. The Associates in Critical Need Trust (ACNT), a public charity created in 2001, provides grants to U.S. associates experiencing economic hardship as a result of an unforeseen crisis. Walmart contributes to the Trust, as do the Walmart Foundation, the Walton Family Foundation, associates and Walmart alumni. Since 2001, the Trust has provided more than 125,000 grants totaling more than $100 million to associates in need. In FY2015 alone, ACNT helped 342 associates impacted by natural disasters who needed food, clothing or shelter, and 3,849 associates impacted by loss of household income due to circumstances such as a death in the family or a spouse losing their job. Contact Walmart Human Resources for help. Good luck!