Tops bonus card does not have anything to do with your back account. The bonus card tracks your purchases and they sell your purchase history to 3rd parties. In return you get cheaper prices, and personalized coupons for extra money off of what you normally purchase from time to time. It also gives you gas points so you can get cheaper gas prices at tops gas stations throughout the twin tiers. For every 10 bucks you spend you get a point.
If you have a bonus card. Prices are little less. You can pay with debit or credit cash or whatever.
If you have a bank card you can pay with it, just like any other store.
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