Sean Joyner - State Farm Insurance Agent

Category: Insurance agency in Mukilteo, Washington

Address: 9999 Harbour Pl STE 103, Mukilteo, WA 98275, USA

Phone: +14253159300

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

becky larsen

Jul 20, 2022

Morgan made my day yesterday! After house hunting for months and being super stressed out, I finally found a place and signed a lease. The next task was to transfer all of my utilities, find movers and put everything quickly into place as my move is happening next week. I spent hours on the phone checking off these tasks one by one and when I got to the renters insurance I was pretty burnt out. Morgan got my renters insurance taken care of in a matter of minutes and on top of that was able to add my car insurance in too! I did not realize that I was being so heavily overcharged by the general and not only that, the general had mistakenly charged me for 6 months of car insurance upfront that they were not going to refund! Morgan told me how to take car of it and ended up saving me hundreds of dollars!! She was by far the most pleasant And easiest person I dealt with all day! It was such a relief in the midst of such a stressful move. Morgan, I cant thank you enough for being so accommodating, helpful and informative. You not only took one more stress off my back, you took care of a bigger thing that I didn’t know needed to be fixed and saved me a ton of money! I highly recommend Morgan and will be sending you many referrals!

brendon wilsey

Jun 27, 2022

The Sean Joyner State Farm Insurance team is an excellent example of what a group that knows what their doing and cares about your needs. We got a quote for auto and life insurance from Chelsey Johnson and she was extremely helpful, incredibly encouraging, and really informative with the way she wanted to make sure we were getting as much out of our quotes as possible. If you want a quality insurance professional who genuinely has your best interest at heart then Chelsey and the Sean Joyner team are the people for you.

Eric Tucker

Feb 3, 2022

I recommend Sean to all my friends. Gets back very quickly if they miss your call. Been a customer since I started driving almost 20 years ago. Never had a problem with any claim I’ve made and everyone is always super friendly. Take their time with you to make sure you have everything you need. Family friendly feel! Thanks for all the years of stress free insurance policies and guidance Sean and Team!

Meg Clarkson

Jan 26, 2022

I have worked with Sean for several years on a recommendation from my realtor when I purchased a new home. He is consistently helpful, reliable, and friendly. I appreciate that he is not pushy, yet follows up with gentle reminders on our agreed upon date. Sean has also saved me money by helping me consolidate various insurance products through State Farm with very little work on my part. He makes it easy and financially beneficial to swtich to State Farm. I haven't filed any claims yet so I can't speak to that aspect of State Farm.

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Questions & Answers

What factors influence car insurance rates?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How much insurance coverage should I have on my home?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What can I do on the State Farm mobile app?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

What coverage is provided under homeowners policy?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

Can I pay by phone or mail instead of online?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What if I have more than four vehicles or four drivers in my household?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

Does my homeowners insurance cover detached structures on my property?

Sean Joyner - State Farm Insurance Agent | Jul 17, 2022
Sean Joyner - State Farm Insurance Agent | Jul 17, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

Do I have to pay for an online quote?

Sean Joyner - State Farm Insurance Agent | Aug 16, 2021
Sean Joyner - State Farm Insurance Agent | Aug 16, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

I changed my mind about purchasing this insurance. What should I do?

Sean Joyner - State Farm Insurance Agent | Aug 16, 2021
Sean Joyner - State Farm Insurance Agent | Aug 16, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

How can I pay for my insurance if I decide to purchase it online today?

Sean Joyner - State Farm Insurance Agent | Aug 16, 2021
Sean Joyner - State Farm Insurance Agent | Aug 16, 2021

State Farm accepts most major credit and debit cards.

Is my account number the same as my policy number?

Sean Joyner - State Farm Insurance Agent | Aug 16, 2021
Sean Joyner - State Farm Insurance Agent | Aug 16, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

When does my coverage start?

Sean Joyner - State Farm Insurance Agent | Aug 16, 2021
Sean Joyner - State Farm Insurance Agent | Aug 16, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

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