John Oxford III - State Farm Insurance Agent

Category: Insurance agency in Decatur, Georgia

Address: 1393 Church St, Decatur, GA 30030, USA

Phone: +14042285450

Opening hours

Sunday: Closed

Monday: 9AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 9AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 9AM–4PM

Saturday: Closed

Reviews

Rachel Erin

Aug 3, 2022

Worked with these guys for five years while I lived in the area, and I had a wonderful experience every time. They're great people, efficient workers, and incredibly knowledgeable. I'm going to miss them!

Benjamin Arbise

Feb 2, 2022

I recently moved to GA from the Midwest and found John Oxford III after researching for agents with my long-time agent up north. The group here has been very helpful. They were quick to offer help and provided me all the information I needed in my search for coverage and quotes. This next part is why I gave 5 stars. I currently have not transferred all my stuff over to them and they are only providing me renters insurance, but when I reached out to them with my issues related to a vehicle claim that I had been struggling with for a very long time, their representative Karen went extremely above and beyond to assist. She kept at it and reached out to her contacts to help get this resolved for me after many failed attempts. I am happy to say this claim has finally been resolved. My job keeps me too busy to have managed this on my own, so I am very grateful to them for their help.

Yun Wei

Apr 12, 2021

The staff Kel and Stacie here are responsive and professional. Like it here~

Mr P.

Mar 13, 2020

Friendly staff that always goes above and beyond for their customers.

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Questions & Answers

What factors influence car insurance rates?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

What if I have more than four vehicles or four drivers in my household?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How much insurance coverage should I have on my home?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What can I do on the State Farm mobile app?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

Does my homeowners insurance cover detached structures on my property?

John Oxford III - State Farm Insurance Agent | Jul 10, 2022
John Oxford III - State Farm Insurance Agent | Jul 10, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

How can I pay for my insurance if I decide to purchase it online today?

John Oxford III - State Farm Insurance Agent | Nov 7, 2021
John Oxford III - State Farm Insurance Agent | Nov 7, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

John Oxford III - State Farm Insurance Agent | Nov 7, 2021
John Oxford III - State Farm Insurance Agent | Nov 7, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

John Oxford III - State Farm Insurance Agent | Nov 7, 2021
John Oxford III - State Farm Insurance Agent | Nov 7, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

John Oxford III - State Farm Insurance Agent | Nov 7, 2021
John Oxford III - State Farm Insurance Agent | Nov 7, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

John Oxford III - State Farm Insurance Agent | Nov 7, 2021
John Oxford III - State Farm Insurance Agent | Nov 7, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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