Robert J Dylina Home Loans

Category: Mortgage lender

Address: 53 W Alexander Ave, Merced, CA 95348, USA

Phone: +12092330121

Opening hours

Sunday: Closed

Monday: 9AM–6PM

Tuesday: 9AM–6PM

Wednesday: 9AM–6PM

Thursday: 9AM–6PM

Friday: 9AM–6PM

Saturday: Closed

Reviews

Jeremy Moreithi

Jun 22, 2022

True mortgage professionals!

Gwen Bade

Jun 22, 2022

Robert is amazing and cares about his customers deeply. Highly recommend!!

Matt Steinmetz

Jun 22, 2022

Robert and his team are experts in the home loan process. They have and continue to take time and care to give the best customer experience!

Heather Shepherd

May 26, 2022

This was the best experience I’ve had. They were in constant communication with me and let me know what was going on every step of the way and didn’t mind me calling or texting all the time

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Questions & Answers

What is a reverse mortgage?

Robert J Dylina Home Loans | Jul 7, 2022
Robert J Dylina Home Loans | Aug 6, 2022

A reverse mortgage is an age restricted mortgage that does not require payments, and instead adds the interest to the balance of the loan over time. It is often a good solution for active adults over 62 with a large amount of equity who value having more money available every month. Borrowers can refinance into a reverse mortgage or purchase a new home with a reverse mortgage.

What is a mortgage?

Robert J Dylina Home Loans | Jun 7, 2022
Robert J Dylina Home Loans | Jun 7, 2022

A mortgage is a loan secured against a property. In the event of a loan default, the lender has the right to foreclose on the property and sell it to recover the loan amount.

How much mortgage can I afford?

Robert J Dylina Home Loans | May 8, 2022
Robert J Dylina Home Loans | May 8, 2022

There are 3 factors that determine how much mortgage you can afford. Your income, your current debts, and current interest rates.

What is a second mortgage?

Robert J Dylina Home Loans | Oct 7, 2022
Robert J Dylina Home Loans | Oct 7, 2022

A second mortgage is a loan you take out using your house as collateral while you still have another loan secured by your house. ... The term second means that if you can no longer pay your mortgages and your home is sold to pay off the debts, this loan is paid off second.

What is mortgage insurance?

Robert J Dylina Home Loans | Oct 5, 2022
Robert J Dylina Home Loans | Oct 5, 2022

Mortgage insurance is an insurance policy that protects a mortgage lender or titleholder if the borrower defaults on payments, passes away, or is otherwise unable to meet the contractual obligations of the mortgage.

How to get pre-approved for a mortgage?

Robert J Dylina Home Loans | Sep 5, 2022
Robert J Dylina Home Loans | Sep 5, 2022

Contact a licensed mortgage professional and they will walk you through the process. Typically you will need to provide your personal information, employment information, and downpayment information. Make sure that any pre-approval includes.

What is a high ratio mortgage?

Robert J Dylina Home Loans | Aug 6, 2022
Robert J Dylina Home Loans | Aug 6, 2022

Typically a high-ratio has a down-payment of less than 20%. These mortgages normally require mortgage insurance.

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