Address: 53 W Alexander Ave, Merced, CA 95348, USA
Phone: +12092330121
Sunday: Closed
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: Closed
Jeremy Moreithi
True mortgage professionals!
Gwen Bade
Robert is amazing and cares about his customers deeply. Highly recommend!!
Matt Steinmetz
Robert and his team are experts in the home loan process. They have and continue to take time and care to give the best customer experience!
Heather Shepherd
This was the best experience I’ve had. They were in constant communication with me and let me know what was going on every step of the way and didn’t mind me calling or texting all the time
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A reverse mortgage is an age restricted mortgage that does not require payments, and instead adds the interest to the balance of the loan over time. It is often a good solution for active adults over 62 with a large amount of equity who value having more money available every month. Borrowers can refinance into a reverse mortgage or purchase a new home with a reverse mortgage.
A mortgage is a loan secured against a property. In the event of a loan default, the lender has the right to foreclose on the property and sell it to recover the loan amount.
There are 3 factors that determine how much mortgage you can afford. Your income, your current debts, and current interest rates.
A second mortgage is a loan you take out using your house as collateral while you still have another loan secured by your house. ... The term second means that if you can no longer pay your mortgages and your home is sold to pay off the debts, this loan is paid off second.
Mortgage insurance is an insurance policy that protects a mortgage lender or titleholder if the borrower defaults on payments, passes away, or is otherwise unable to meet the contractual obligations of the mortgage.
Contact a licensed mortgage professional and they will walk you through the process. Typically you will need to provide your personal information, employment information, and downpayment information. Make sure that any pre-approval includes.
Typically a high-ratio has a down-payment of less than 20%. These mortgages normally require mortgage insurance.
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