OneMain Financial

Hi Andrew, Thanks for checking us out! The documents needed to apply for a loan include: - A copy of a valid, government-issued ID (e.g., driver’s license or passport) - Proof of residence (e.g., a driver’s license with your current address, a utility bill or a signed lease) - Proof of income (e.g., pay stubs or tax returns) For additional questions, please reach out to your local branch to speak with a loan specialist. You can find your branch's contact information at http://spr.ly/Branches. Thanks, and have a lovely day! -JS

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Colorado Springs-West branch.

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Colorado Springs-West branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Colorado Springs-West OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

At the Colorado Springs-West OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

Yes they are

These aren't payday loans. They are actually personal loans. Because of that, the amount you can apply for is higher, and the length of the loan is longer, keeping your monthly payments low. In order to apply for one, you WILL need semi decent credit or someone to co-sign with you. If you make your payments on time, this will help build your credit as it is a loan and is reported to the various agencies.