Brad Riley - State Farm Insurance Agency - Gastonia

Category: Insurance agency in Gastonia, North Carolina

Address: 1302 E Garrison Blvd, Gastonia, NC 28054, USA

Phone: +17048640324

Opening hours

Sunday: Closed

Monday: 9AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 9AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 9AM–4PM

Saturday: Closed

Reviews

cathy null

Sep 7, 2022

Always nice

Nancy Molinar

Aug 6, 2022

I am so happy with Brad Riley agency. I moved from Texas and was hoping to find the same great customer service here. I am glad I did. Kristin has been awesome getting back to me and helping me out with my insurance needs. Highly recommend this SF agency!

McKenzie Barker

Apr 1, 2022

This office is always answering the phone with in the first 2 rings and is always friendly. I was at the dealorship last week and ended up getting a new car. Kristin was able to assist me in getting the old car removed and the new car added. She was so pleasant to talk to and got us proof of Insurance for the dealorship with everything that needed to be listed for the finance company and the dealorship within 20 mins. She took the time to go over the current coverages on our old car to ensure that we were going to have to correct coverage on our new car. Most companies assume you know what they are talking about with the insurance lingo. She took the time to ensure we fully understood our coverages. If your looking for good service this is the office for you!

Matthew Ryan

Apr 1, 2022

Such an awesome office. Gina Reached out with a really great quote for our auto policy. Ended up bundling our home and auto. She Made the process quick and painless. Not only was that a great experience. When we called in a month later to make some changes to our policy, Kristin was so friendly and asked very detailed questions to ensure everything was taken care of right. She was quick and sent us a recap email of the changes and what the process looked like. We were so pleased. That just solidified we made a great move. Not only did we save money but we are now with an office that always answered the phones and provides excellent service.

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Questions & Answers

Is commercial insurance coverage different for different businesses?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

It can be. Many small businesses are now insured under package policies that cover the major property and liability exposures as well as loss of income.

What Is a Homeowners Insurance Deductible?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Just as with car insurance, you have to pay a deductible before you’re paid out a claim. You can set the deductible very low or high. The higher the deductible, the less you pay monthly.

With commercial insurance, how do I protect my property?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Depending on where your business operates, you might need to get coverage to protect it. Talk to your agent about property insurance to make sure that the building and contents are protected.

Do independent contractors need general liability insurance?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

General liability insurance for contractors provides protection when a customer or client holds you liable for an injury or property damage. Your clients may require you to obtain this coverage before entering into a contract.

When Should I Purchase Life Insurance?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Death can come at any time. Purchasing life insurance as soon as you are able is the best time to do so.

Does Homeowners Insurance Cover Dog Bites?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Will auto insurance companies share my information with each other?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022
Brad Riley - State Farm Insurance Agency - Gastonia | Jul 2, 2022

Our agency accepts most major credit and debit cards.

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