MKR Specialty Insurance Brokerage - Long Island City

Category: Insurance broker

Address: 11-42 46th Rd, Queens, NY 11101, USA

Phone: +17187079616

Opening hours

Sunday: Closed

Monday: 9AM–6PM

Tuesday: 9AM–6PM

Wednesday: 9AM–6PM

Thursday: 9AM–6PM

Friday: 9AM–6PM

Saturday: 10AM–3PM

Reviews

Anthony Cavaliere

Apr 8, 2020

I have been using the insurance services of MKR for over 2 years now and I have been extremely happy with the personalized service provided. My former broker ,who had my account for two generations, no longer lived up to my expectations and caused me to seek other representation. I am very happy I found Martin and his firm .He is interested in providing the best customer service possible...the old fashioned type which is the best

Ralph Hassard

Apr 7, 2020

Martin and his team really went above and beyond to find a policy that met my specific needs. I highly recommend them

AMSkier Insurance

Mar 30, 2020

I have worked with Martin Ridgers and his team for many years. He is a bright, hard working and likable person. I would highly recommend him to everyone.

Ian Warren

Mar 27, 2020

Martin has been my company's insurance broker for several years, he's extremely attentive and knowledgeable, and is always looking out for our best interests. I highly recommend this brokerage firm.

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Questions & Answers

Is commercial insurance coverage different for different businesses?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

It can be. Many small businesses are now insured under package policies that cover the major property and liability exposures as well as loss of income.

What Is a Homeowners Insurance Deductible?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Just as with car insurance, you have to pay a deductible before you’re paid out a claim. You can set the deductible very low or high. The higher the deductible, the less you pay monthly.

With commercial insurance, how do I protect my property?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Depending on where your business operates, you might need to get coverage to protect it. Talk to your agent about property insurance to make sure that the building and contents are protected.

Do independent contractors need general liability insurance?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

General liability insurance for contractors provides protection when a customer or client holds you liable for an injury or property damage. Your clients may require you to obtain this coverage before entering into a contract.

When Should I Purchase Life Insurance?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Death can come at any time. Purchasing life insurance as soon as you are able is the best time to do so.

Does Homeowners Insurance Cover Dog Bites?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Will auto insurance companies share my information with each other?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022
MKR Specialty Insurance Brokerage - Long Island City | Aug 29, 2022

Our agency accepts most major credit and debit cards.

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