Steve Guc - State Farm Insurance Agent

Category: Insurance agency in Mt Clemens, Michigan

Address: 281 Gratiot Ave, Mt Clemens, MI 48043, USA

Phone: +15864696400

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

dsm generic

Oct 5, 2022

Steve explains all the details and pluses and minuses of coverage options , very competitive and I can always reach him when needed

Wendy Jakey

Oct 5, 2022

Steve is great and took care of my son’s insurance needs promptly. Highly recommend him and his agency!!

Matt Anderson

Oct 5, 2022

Steve, is always quick to get back with us, super easy to deal with and always takes extra time explaining the policy. Best of all, he has super competitive pricing. I strongly suggest giving him a shot.

Anthony Stacey

Oct 5, 2022

Great place and great people!

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Questions & Answers

What factors influence car insurance rates?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What can I do on the State Farm mobile app?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

State Farm accepts most major credit and debit cards.

What coverage is provided under homeowners policy?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How do I download the State Farm mobile app?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

Does my homeowners insurance cover detached structures on my property?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What if I have more than four vehicles or four drivers in my household?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What if I have a vehicle that's not listed on the Vehicle Type section?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

How much insurance coverage should I have on my home?

Steve Guc - State Farm Insurance Agent | Jun 27, 2022
Steve Guc - State Farm Insurance Agent | Jun 27, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

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