Jay Swindle - State Farm Insurance Agent

Yes, we have monthly payment options where payments can be automatically deducted or billed WITHOUT service charges!

State Farm® accepts VISA®, MasterCard®, American Express®, Discover®, credit and debit cards, electronic funds transfers, checks money orders, or cash.

You can pay online, on our app, or call in 24 hours a day.

Yes, State Farm has an app! Go to your app store and type in STATE FARM.

You can find your current card in both places.

Call our office 24/7, on the app or website.

State Farm offers Multiple policy discounts, multiple car discounts, good driver, accident-free, vehicle safety, anti-theft. For students, there is the Good Student and Steer Clear for ticket and accident-free drivers.

The State of Michigan does not require you to have renters insurance, but it is legal for your Apartment Complex or Management Company to require that you and other tenants have renters insurance as terms of your lease agreement.

Personal property coverage for your possessions, Liability insurance to protect against lawsuits, additional living expenses if your home is unlivable due to a claim, and medical payments to others are generally all included in a Michigan renter’s insurance policy.

It depends on where you live and how much coverage you need. Call our office or start your quote online.

Market value is the amount a home will sell for in the area. It is based on the real estate market for the area. Replacement cost is the cost of replacing the entire home. When you insure your home for its estimated replacement value, your insurer will reimburse you for the cost of rebuilding your home, subject to policy limitations, and based on the size and structure of the home.

The insurance coverage amount is your choice. State Farm recommends that you purchase coverage equal to or greater than the estimated replacement cost of your home. Your home’s estimated replacement cost also determines which policy options are available to you.

Michigan law does not require you to carry insurance on your home; however, if you have a mortgage on your home, the lender will require you to purchase insurance on your home to protect their financial interest in the property.

Yes, once they have obtained Graduated Driver License Level 2, they need to be rated on your auto policy.

Each policy will benefit from a greater discount than if you insured them separately.

Michigan auto insurance is expensive because the state has no-fault auto insurance laws, and requires unlimited personal injury protection coverage.

Michigan state minimum car insurance requirement for Michigan drivers is $20,000 bodily injury per person per accident. $40,000 bodily injury for all persons per accident. $10,000 property damage liability. July 1, 2020, this minimum will increase to $50,000 bodily injury per person per accident. $100,000 bodily injury for all persons per accident. $10,000 property damage liability.