Brett Berges - State Farm Insurance Agent

Category: Insurance agency

Address: 279 Hempstead Ave, Malverne, NY 11565, USA

Phone: +15168875600

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

John Oconnor

Mar 9, 2018

Always efficient and pleasant.

Twelfth Night Photography

Sep 16, 2017

Been using them for over 10 years for work and personal, car and home. They have been nothing but great !! Every time we needed them it was fast and easy! I call for work about 2-3 times a month and it always get done quickly !! Highly recommend them for anything you need !!

Mrs. Ramos

Sep 19, 2014

I had home insurance through this agent for a short while. I ended up canceling because I was promised a better price through my car insurance company which I have had for several years. It ended up not working out as they said. I decided to go back to state farm and went through the whole process of getting a quote they even came to my house to take pictures. When I called to move forward i was told that they reached their quota for that month and weren't able to take any new policies. I understood and called back a few weeks later to find out when they begin taking for the next month so I could make sure I didn't miss out again. When I called I was transferred to Brett Berges who very rudely told me that he was a businessman and because I cancelled and didn't show him loyalty he would not be showing me loyalty and I would not have priority of any kind when they began taking new policies. He also added because I wouldn't sign up for auto insurance with him it is not in his best interest as a businessman. The fact of the matter is they were charging significantly more for my auto insurance than what I am currently paying (to be clear near double). I have never had an experience like this and really couldn't even believe what I was hearing when he was saying it. I'm so disappointed in this company and Brett Berges in particular for his rude and unprofessional demeanor.

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Questions & Answers

What factors influence car insurance rates?

Brett Berges - State Farm Insurance Agent | Jul 22, 2022
Brett Berges - State Farm Insurance Agent | Jul 22, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Brett Berges - State Farm Insurance Agent | Jul 22, 2022
Brett Berges - State Farm Insurance Agent | Jul 22, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What can I do on the State Farm mobile app?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Does my homeowners insurance cover detached structures on my property?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

Can I use my check card or debit card?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

State Farm accepts most major credit and debit cards.

What if I have more than four vehicles or four drivers in my household?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How do I download the State Farm mobile app?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

How much insurance coverage should I have on my home?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What if I have a vehicle that's not listed on the Vehicle Type section?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Brett Berges - State Farm Insurance Agent | Jun 22, 2022
Brett Berges - State Farm Insurance Agent | Jun 22, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

Brett Berges - State Farm Insurance Agent | Oct 20, 2021
Brett Berges - State Farm Insurance Agent | Oct 20, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Brett Berges - State Farm Insurance Agent | Oct 20, 2021
Brett Berges - State Farm Insurance Agent | Oct 20, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Brett Berges - State Farm Insurance Agent | Oct 20, 2021
Brett Berges - State Farm Insurance Agent | Oct 20, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Brett Berges - State Farm Insurance Agent | Oct 20, 2021
Brett Berges - State Farm Insurance Agent | Oct 20, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Brett Berges - State Farm Insurance Agent | Oct 20, 2021
Brett Berges - State Farm Insurance Agent | Oct 20, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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