Kyle Hamer - State Farm Insurance Agent

Category: Insurance agency

Address: 3672 NJ-94 Ste 6, Hamburg, NJ 07419, USA

Phone: +19738236339

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

HOPUPHOBBY

Sep 2, 2022

Kyle cares about his customers and so does his staff. No matter what the situation that has occurred they are always on my side to maximize the resolution. Kyle has worked with State Farm corporate office in my defense to make sure that we receive the best, and that is why I go no where else for insurance. This is the reason you support local, the support from him is seconded to none.

Michael Jacopino

Aug 25, 2022

My wife and I have been with Kyle Hammer since we got married and never gave a second thought about finding anyone else. From the day I first talked to Kyle about switching insurance companies when we bought our first house together, I knew he was someone I could trust. He helped us navigate all the insurance options available and choose the ones that were most beneficial so we wouldn’t waste any money on options that were not worth it. He could have padded his pockets and he chose to tell me certain things were not worth it. From that moment on I knew I could trust him to guide my family and I without any second thoughts needed on my end. A few years later Kyle and his team showed me what the word “local” in the phrase “your local state farm agent” means. My wife and I were expecting our first son and we needed a new car for my wife, which we ended up buying a 2 days before our sons birth. We explained the situation to Kyle he immediately took action to make adding the new vehicle to our policy as seamless as possible. He worked with us to make taking the pictures as easily as possible and he himself dropped off all paperwork, TO OUR MAILBOX since he knew we were dealing with a lot at the time. I’d like to see GEICO do that… it would probably be to hard to for GEICO to get “Todd” from India to hop on a plane to deliver my paperwork in person (I had GEICO prior to State Farm). Kyle is always quick to respond and I know moving forward he will have my family’s back with all our insurance needs. I see some wrongly directed negative reviews (these pushed me to write this review) on here that should be for State Farm corporate NOT Kyle. If anything he will personally work any issues within State Farm for his clients to make things as seamless as possible, he has done that for me numerous times. I would recommend Kyle for all your insurance needs. I’d also like to give a shout out to Lyn in his office, a huge asset the Hamer team!

Steven Mauriello

Aug 24, 2022

Kyle Hamer and his state farm office are very professional, always accommodating and treat you like family

Kim Cyr

Aug 5, 2022

Thank you Kyle Hamer,State Farm Insurance, Hamburg NJ, for consistently taking great care of our family in exceptionally handling all of our insurance and financial services needs. We appreciate your kindness, knowledge and professionalism. Our family highly recommends your agency. We are confident our cars, home, motorcycle and life are very well protected.

Thanks! Your review is awaiting moderation.

Questions & Answers

What factors influence car insurance rates?

Kyle Hamer - State Farm Insurance Agent | Jul 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jul 22, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Kyle Hamer - State Farm Insurance Agent | Jul 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jul 22, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What can I do on the State Farm mobile app?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

State Farm accepts most major credit and debit cards.

Does my homeowners insurance cover detached structures on my property?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

How do I download the State Farm mobile app?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

What if I have more than four vehicles or four drivers in my household?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

Can I pay by phone or mail instead of online?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

How much insurance coverage should I have on my home?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What if I have a vehicle that's not listed on the Vehicle Type section?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022
Kyle Hamer - State Farm Insurance Agent | Jun 22, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021
Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021
Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021
Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021
Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021
Kyle Hamer - State Farm Insurance Agent | Oct 20, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Thanks! Your answer is awaiting moderation.

Thanks! Your question is awaiting moderation.

Related Places