Embassy Insurance

While you're protected against damage to your vehicle from weather-related issues with optional comprehensive coverage on your auto policy, covering your home against hurricanes, floods, and other incidents involving harsh weather isn't as simple. Standard home insurance policies cover your home and most items against wind damage, but flood and earthquake coverage is usually excluded.

Your current insurance policy covers you the second you drive your new car off the lot. You're insured the exact same way as if you were driving your old car. BUT�you need to double check to make sure you have the right coverages!

If the accident is your fault and your car costs more to repair than what it�s worth or can�t be repaired, your insurance company pays you the value of the vehicle (minus any deductible) if you have the right coverages. If you were deemed not at fault, you can choose to file a claim with the other driver�s insurance company.