Mike Baltrusitis - State Farm Insurance Agent

Category: Insurance agency in Cicero, New York

Address: 5720 S Bay Rd, Cicero, NY 13039, USA

Phone: +13154583255

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

mike george

Oct 11, 2022

I've been with them over a year. Commercial auto, personal auto and Business liability/workers Comp policies. Great communication. Solid Quotes compared to past insurance relationships. Margaret is super friendly and took care of everything seamlessly.

Samuel Hersam

Oct 5, 2022

From the moment Margaret answered the phone she was upbeat,friendly and asked the neccessary questions to handle the service in a timely manner. I have been calling insurance companies for over 20 years and she has to be at the top of my professional call list. Thank you for service!!

Brian Rudnick

Sep 7, 2022

My wife and I had previously been with Liberty Mutual for over 15 years. We used them for home and auto insurance. With no claims over the years the rates just kept climbing. I reached out to them to see why my home owners rate went up 37%, yes 37%. They had no answer. Years ago we had a personal agent. Today we have an 800 number. I posted on social media who out there had an agent that they liked and who they were with. I received a few responses. One of them was State Farm and Mike Baltrusitis. I reached out and Margaret immediately reached back out to set up a time to meet. I gave her our information for auto and within an hour she had rates. 5 days later we met in person to go over the home owners policy. She exceeded our expectations with both the numbers for home and auto. We are switching both, and she made all the calls for us. This is how its supposed to be. I hope to be with them for years to come.

Cynde Forst

Sep 6, 2022

I have found the individuals of this agency to be knowledgeable, competent, and responsive to my questions and needs, most of which have been effectively addressed via a quick phone call and/or email. There are State Farm offices located closer to my home; however, I am highly satisfied and appreciative of the service I receive through the office of Mike Baltrusitis, and do not wish to make a change.

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Questions & Answers

When does my coverage start?

Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022
Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Who do I contact if I have questions about billing or payments?

Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022
Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022

Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.

Where do I access my online billing and payment information?

Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022
Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022

Use the Digital Pay Payment Center link to access your account. Enter your statefarm.com user ID and password to login. You will be directed to your billing and payment information.

What payment methods can I use?

Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022
Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022

We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.

Do I have to pay for a quote online?

Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022
Mike Baltrusitis - State Farm Insurance Agent | Jul 19, 2022

No, you do not have to pay for a quote online. We offer free quotes!

What does a homeowners policy cover?

Colleen Buck | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

Unless the cause of loss is excluded in the policy, a homeowners poicy provides coverage for personal liability, medical payments to others, and accidental direct physical loss to your dwelling. In addition, the policy provides coverage for your perso0nal property for specific bperils including, but not limited to: Fire, Lightning, Windstorm, Hail and Theft

What if I have a vehicle that's not listed on the Vehicle Type section?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

Does my homeowners insurance cover other structures on my property?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages

What is the difference between market value and replacement cost?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to replace the entire home. When you insure your home for its estimated replacement value, your insurer will reimburse you for the cost of rebuilding your home, which is subject to policy limitations based on the size and structure of the home that was lost. Replacement cost is not: the market value of the home, the home's purchase price, the cost of the land, or the outstanding amount of any mortgage.

What does a homeowners policy cover?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

Unless the cause of loss is excluded in the policy, a homeowners policy provides coverage for personal liability, medical payments to others, and accidental direct physical loss to your dwelling. In addition, the policy provides coverage for your personal property for specific perils including, but not limited to: Fire, Lightning, Windstorm, Hail, Theft.

Is my payment information secure on your website

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Where do I find information about the Steer Clear discount?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

You can access Steer Clear discount information from StateFarm.com.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

Can I use my check card or debit card?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

State Farm accepts most major credit and debit cards.

Can I pay by phone or mail instead of online?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What is the difference between sending my quote and purchasing with an agent?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What if I have more than four vehicles or four drivers in my household?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How can I pay for my insurance if I decide to purchase it online today?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021
Mike Baltrusitis - State Farm Insurance Agent | Oct 17, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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