ALLCHOICE Insurance

Category: Insurance agency in Clemmons, North Carolina

Address: 2513 Neudorf Rd, Clemmons, NC 27012, USA

Phone: +13363608870

Opening hours

Sunday: Closed

Monday: 8:30AM–5PM

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–5PM

Saturday: Closed

Reviews

Erik Foreverfreeone

Oct 14, 2022

They made the process very easy.

Lori Wolfe

Sep 17, 2022

Our relationship with ALLCHOICE goes all the way back to the beginning. Been with these guys for YEARS with both personal and commercial policies. Jack has always been there for us and able to answer any questions we might have - love this company and the people they employ.

Steve Worgan

Aug 3, 2022

Professional and prompt. Very impressed

jodi rakes

Aug 2, 2022

Great team and great experience

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Questions & Answers

How Much Life Insurance Does Dave Ramsey Recommend?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Dave Ramsey Recommends you purchase life that equals 10 – 12 Times your annual income

How Much Life Insurance Does Suze Orman Recommend?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Suze Orman recommends you purchase life insurance that equals 25 Times your annual income

How Much Life Insurance Does Clark Howard Recommend?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Clark Howard Recommends the following: 1. (Family Monthly Expenses – Spouses Monthly Income) x 12 = Annual Shortfall 2. Annual Shortfall ÷ 4% = Total Income Replacement 3 Income Replacement + Outstanding Debts = Total Life Insurance Need

How Much Does Homeowners Insurance Pay For Tree Removal?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

The Amount Homeowners Insurance will pay for tree removal varies by policy form: The HO3 Form pays up to $500 for each tree with a $1,000 total limit. The HE7 Form pays up to $1,000 for each tree with a $2,000 total limit.

Does Homeowners Insurance Pay For Tree Removal

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Yes! Homeowners Insurance will pay for tree removal if certain conditions are met

What types of life insurance do you offer?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

We offer all standard types of life insurance including: term life insurance, whole life insurance, and universal life insurance

Do small businesses need cyber liability insurance ?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Every small business that collects personal information (names, dates of birth, social security numbers, drivers license numbers, etc) or financial information (routing & account numbers, credit card numbers, debit card numbers) should strongly consider a Cyber Liability Policy

How much does employment practices liability insurance cost?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

The premiums for Employment Practices Liability (EPLI) vary greatly but based upon the amount of coverage you want and the number of employees you have

Do you provide business umbrella insurance ?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Business Umbrella policies are extremely affordable with premiums starting around $300 a year

Do I need workers compensation insurance ?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Generally speaking, you need to have workers compensation insurance if your business employs any workers (whether W2 employees or 1099 Contractors), however the laws in each state have different requirements and mandates

Do you offer business auto insurance ?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Yes! Business Auto Insurance is one of the largest segments of our insurance agency!

How much does general liability insurance cost?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

General Liability Insurance premiums vary greatly depending upon certain risk factors, but can start as low as $300 a year

Do you specialize in business insurance ?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Yes! We specialize in both Business Insurance and Personal Insurance!

is flood insurance expensive?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Flood Insurance premiums vary greatly depending upon which Flood Zone your home is in. However, if you live in a low risk Flood Zone (Zone B, Z, & D, & X)

Does your agency offer jewelry insurance ?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Of course! We offer stand alone Inland Marine policies to cover your jewelry, but we typically include this type of coverage as an endorsement to your home insurance policy

Is personal umbrella insurance affordable?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Personal Umbrella policies are extremely affordable with premiums starting around $100 a year.

What types of home insurance do you offer?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

We offer insurance coverage for regular homes & Townhomes (using HO3 and HE7 Forms), renters (using HO4 Form), and condos (using HO6 Form)

Do you offer auto insurance ?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

Yes! We have some of the top rated auto insurance companies to make sure you are getting the best value possible

My car keys were stolen, will my auto insurance pay to have the locks rekeyed or the keys replaced?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

For most auto insurance policies (please refer to your actual auto policy) if you have Comprehensive Coverage (referred to as Other Than Collision Coverage) then the carrier will pay to have the stolen Key Fob replaced and the car reprogrammed. Additional Fobs would need to be reprogrammed at your own cost. The carrier will not pay to have the actual Mechanical Locks replaced

What is a certificate of insurance?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

A certificate of insurance is actually a form that shows what liability coverage a person/company has. Most often, Certificates Of Liability Insurance are used by people or companies in the construction industry.

Is Earthquake Covered By Homeowners Insurance?

ALLCHOICE Insurance | Oct 14, 2020
ALLCHOICE Insurance | Oct 14, 2020

The standard North Carolina home insurance policy doesn't cover damage caused by earthquake! However, the most carriers allow you to endorse the home insurance policy to include earthquake.

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