Address: 966 McCants Dr, Mt Pleasant, SC 29464, USA
Phone: +18438843159
Sunday: Closed
Monday: 9AM–5PM
Tuesday: 9AM–5PM
Wednesday: 9AM–5PM
Thursday: 9AM–5PM
Friday: 9AM–2PM
Saturday: Closed
Tasha Steplight
How you cancel someone insurance but still took someone money and still cancel it that's not right at all and when trying to call No one answer the phone or try to call back that is bad business ct lowndes&company yall need to communicate better
Kathy Altman
Thoroughly and thoughtfully professional and helpful throughout the process of securing all insurances. Danielle Wolke in particular is the real deal and a "best option" if you, like us, were seeking flood and homeowner's insurance in the Low Country. A+++++!
Toe Knee
Tami was excellent at resolving an issue we had with our insurance and our mortgage company. She went above and beyond to get the mortgage Company to correct the mistake and get us back reinstated with the insurance company. Thank you Tami.
Kate Ashton
Tami is efficient, effective and great to work with. She helped us tremendously when the mortgage company dropped the ball. Thank you Tami!
Thanks! Your review is awaiting moderation.
Yes. A fire can occur in any dwelling, apartment, or condominium. Other losses can occur as well. Without a renters (HO-4) policy, you would be in the position of losing all your possessions and having no financial help to replace your lost items. In addition, everyone needs to have the liability insurance afforded by a renters policy.
In most cases, yes. This is called escrowing. You would need to discuss this with your mortgage company.
This is a tough question as the answer depends on where the water came from. If the water is from rising water like a hurricane or storm surge or heavy rain water accumulating, the answer is no. You would need a flood policy in order to have coverage. The key here is the term “rising”. You must have the separate flood policy to have coverage for “rising water”. If your roof is damaged by wind and rainwater comes in via the opening caused by the wind, yes, you do have coverage under your homeowners/renters policy (assuming the policy includes wind insurance).
On auto policies, the answer is yes in most cases. On other type policies, the answer varies considerably. Insurance companies take different approaches to claims on homeowners policy, for instance. One claim with some companies does not affect your premium. With other companies, your premium may increase. Act of God type claims (lightning, wind, etc.) are looked at differently than negligence type claims or claims resulting from a lack of “pride of ownership”. It is always best to ask your agent about your insurance company.
Most insurance companies cease binding insurance when a tropical storm/hurricane watch or warning is issued for your area. However, if the storm is a big one, the companies may stop issuing new policies much sooner, even several days earlier.
First, you should understand that there is no “grace period”. If your policy expires on May 1, for example, and you have not paid the premium, you have no coverage as of 12:01 AM on May 1. That is one minute after midnight! If you have an accident at 7:15AM on May 1 while driving to work, you are not insured and would be in violation of state law, as SC law requires all vehicles to be insured while being operated on a public road. If you let your policy lapse, your insurance company will notify the SC Department of Motor Vehicles and you will be fined $5 for each day you have no insurance (unless you turn in your license tags).
Yes we do. We have multiple companies to customize a policy to fit your needs for rental, 2nd homes or primary homes.
Thanks! Your answer is awaiting moderation.
Thanks! Your question is awaiting moderation.