Auto City Credit

Yes, our minimum is $500. Of course, the more you are able to put down, the more car and cheaper payments we can get you approved for. Get started by getting pre-approved with our easy online form: https://www.autocitycredit.com/finance/

They were fair with my cousin.. I have a car already

Steve, thanks for reaching out to us. We are very sorry to hear that you are having to face that terrible disease, and we pray for a full and fast recovery! As Kiarra mentioned, we are in the business of helping people and have been for over 60 years. We can't always get everyone approved, but we will always...always, do everything possible to try. Come see us and let us try to help you.

We're a Buy Here, Pay Here used car dealership. If you're ever in the market for a complete, warrantied, late-model used car, give us a call.

We're a buy here pay here car dealer who has helped thousands of people rebuild their credit and drive a safe, dependable car. We can accomodate most credit situations, so give us a call at (214) 398-8204 and talk with us.

$500 is the min.

Thanks for sharing your postive experience with our service staff, we appreciate it!

Yes. Auto City Credit reports to Experian so your on-time payments can go a long way towards improving your credit score.

Auto City Credit has hundreds of vehicles that can be purchased for just $500 down, which is our minimum required down payment. Down payments can vary depending on the vehicle and the applicant.

Most times we do not require coverage before driving off the lot. Auto City does require that you carry some sort of comprehensive insurance covering the vehicle at all times, however, we give you 14 days from the date of sale to either purchase your own from an outside insurance company or purchase our CPI coverage. There are a few types of vehicles that typically require that you have insurance before driving off the lot, your salesperson can provide more information about that. The benefits of our CPI coverage include: - No qualifying which means No down payment is required - Low premiums - $500 Deductible All drivers included - No DMV check - No license required - Immediate coverage

Proof of income – 2 to 3 of your most recent paycheck stubs or bank statements, or use our Income Verification Tool and avoid documents altogether. Proof of residence – A piece of mail with your name and home address on it, preferably a utility bill or lease agreement. Photo ID – Driver’s license, State issued photo ID, passport, etc

Most times when someone asks this question it’s because they are used to having to pay a bunch of extras, in addition to the down payment, once they get to the dealership. Not at Auto City Credit. The only money you will have to pay when you come in is your down payment. Not a penny more.

Auto City does what’s called a Soft Pull. Our main purpose is just to confirm you are who you say you are and to gauge your stability. Soft Pulls do not affect your credit score.

Auto City Credit makes it quick and easy to apply right from your phone. Our application is only a few questions and no documents are needed upfront. Once your application is received, a member of our approval department will reach out to review it with you and schedule an appointment. It’s that easy.

No. Auto City Credit does not require that you have a driver’s license when purchasing a vehicle from us. Any state or federally issued photo ID will do.

Auto City Credit provides a 3-day Love it or Leave It guarantee. If you are not totally satisfied with your purchase, return it within three (3) days for a complete refund or trade it for a comparable vehicle.

Auto City Credit is one of the few buy here, pay here dealerships offering a 2 Year or 24,000-mile warranty on most of our vehicles. Warranties will vary by certain types of vehicles. Specific warranty details are provided on our website on each vehicle detail page.

Since we provide in-house financing, we do require that you live within 100-130 miles of the Dallas / Ft. Worth area for at least 6 months.

The answer to that depends on many things: The price of the vehicle The size of your downpayment The finance term, interest rate, etc. Most of these questions will need to be answered once you arrive at the lot and decide on a vehicle, however, we’ll work with you and your budget to keep your payments affordable. Payments can vary significantly, however, they typically average between $180 and $250 bi-weekly.

Yes. Repossession, charge-offs, divorce, old bankruptcies, etc are all things we can work with, as long as you let us know about them. Approval is not guaranteed, however, Auto City Credit understands that bad things happen to good people which is why our focus is on your future, not your past. By financing through Auto City Credit, your timely payments can help improve your credit and recover from these situations.

Your credit score is not as important as a good job and a stable residence, whether it is 415 or 715. Our focus is on your future, not your past, and how we can help get you there. Approval is not guaranteed, but we can work with customers with a wide range of credit scores thanks to our flexible in-house financing.

Auto City Credit requires you to be at your current job for at least one (1) month, and that your income from that job be a least $2,000 per month. We also require at least six (6) months of residency within 100 miles of the DFW area. A driver’s license is not required however, you will need to have a photo ID. These are the primary requirements. There may be others depending on your specific situation. The best place to start is with our easy online application. Once you have completed the application, one of our specialists will be in touch with you with additional information.

No. Auto City Credit is a Buy Here, Pay Here Dallas used car dealership that provides in-house financing. That means no banks or manufacturer’s financing. We make getting approved very easy, even with bad credit or no credit at all.

Yes, our minimum is $500 for certain inventory, which may include an SUV. Of course, the more you are able to put down, the more car and cheaper payments we can get you approved for. Get started by getting pre-approved with our easy online form: https://www.autocitycredit.com/finance/

At Auto City Credit, we work with customers to determine the best down-payment and regular payment solution for their budget. We have various terms available to accommodate a wide variety of needs.

Hi. We accept many kinds of proof. Bank statements are usually the most reliable to prove income from non-traditional sources. Fill out our pre-approval form online and someone will be in touch with additional details. https://www.autocitycredit.com/finance/

Our locations open at 9 AM and close at 7 PM Monday-Saturday. We're closed on Sundays. You can always find updated hours and directions online here: https://www.autocitycredit.com/hours-directions/

While a credit check is part of the process, we do not make decisions based entirely on your credit score. With proof of income, we can work with customers with many kinds of credit. You can get started with our pre-appoval form: https://www.autocitycredit.com/finance/ Or give us a call at (972) 674-2774 to learn more.

I am not an employee so I am not sure if I can, Call or go to the lot show what you have.

I have been to places where they have claimed I was "pre-approved " but when I got there nothing was further from the truth. There was a gang of paper work and then I didn't even qualify in real life.

CPI, stands for Collateral Protection Insurance. It is an optional comprehensive coverage we provide if place of customer provided Comprehensive coverage, and covers damage to the vehicle. In the event of a covered loss, our CPI policy will pay the lesser of (1) the cost to repair or replace the financed auto, (2) the actual cash value of the financed auto, or (3) the outstanding loan balance at the time of loss. This coverage DOES NOT include liability insurance which is required by the State. We do not sell Liability insurance and it is up to the customer to secure that coverage elsewhere. Hope that answers your question.

No they not

Tamir Black is correct, our minimum down is only $500, and we do provide Collateral Protection Insurance, CPI, however you will need to get your own liability insurance, but we don't require that you have it at the time of purchase. Russell is an awesome salesman and he can get you taken care of.

Nope!

No sir. As long as you have a photo ID we can take that (State issued ID, passport, etc). As for insurance, we have CPI that you can purchase if you don't have your own full coverage. You would still need to get the state required liability, but when and where you get that is up to you.

Thank you for your interest in Auto City. We do have certain income requirements based on which vehicle you are interested in. If you are employed, we require at least 3 months job time and your last three pay stubs. We do also accept SSI with award letter, etc.

If you don't have your own full coverage insurance, Your vehicle is immediately covered by our Collision Protection Insurance (CPI). You have 14 days from the date of purchase to get your own full coverage or stick with our CPI. You will need to secure your own liability coverage however. Fyi, our CPI has no qualification requirements, no down payments, and is very affordable.

At time of pick up