Tomes Law Firm, PC

If your are facing a lawsuit of some type (credit card suit, foreclosure, or vehicle repossession), then the lawsuit will proceed and eventually lead to a judgment in favor of the creditor in most situations. To determine what type of bankruptcy may give you a fresh start toward a successful financial future, contact us for a free consultation.

Many people do not realize that bankruptcy laws require a debtor to qualify for a Chapter 7 bankruptcy based on their income. As Chapter 7 is the preferred chapter for most people due to it being much more affordable, this can be a real sticking point for you. Your best chance of qualifying for Chapter 7 is if your income is at or below the median income of a household of the same size in the same state.

The bankruptcy laws do not have a minimum requirement of debt as it recognizes that what may seem manageable to one person may be too much for another. The rule of thumb that everyone should apply is: Can you pay it off in a reasonable time frame? Can you afford to make your debt-related payments each month without hardship and without neglecting a necessary payment? Those answers will determine whether the debt is high enough. To learn more contact our experienced Freehold business lawyers.

You will know it is time to file bankruptcy when you are overwhelmed by debt and unable to reduce your debts at a reasonable pace. You may have lawsuits filed against you, and garnishments against your wages, tax refunds, and even bank accounts. Your assets may be threatened with seizure. Don’t stress about filing for bankruptcy. Life afterwards can be much better. Check out our free resource on success after bankruptcy. Contact us today.

An estate plan includes appointing someone to make medical decisions for you if you can’t, and to manage your finances and bills if you can’t. Incapacity places a larger burden on your loved ones as they struggle to help you. You can complete these documents by meeting with a New Jersey Estate Planning attorney

Probate is the legal process for settling your estate, and even if you have a will, it’s notoriously slow, costly, and public. And like most court proceedings, probate can be expensive.

If you don’t have a plan, or only have a will, you may be forcing your family to go through probate upon your death. Depending on the complexity of your estate, probate can take months or even years to complete and require bonds to be posted. Without a plan, the law decides who gets your money and your assets, and this can lead to all sorts of problems. To learn more feel free to contact our experienced Freehold estate planning lawyers.

It is never too early or too late to review your estate plan to match life’s changes – or to start one if you don’t have one. Call us for a free planning strategy with our New Jersey Estate Planning Lawyers so you can make sure you protect your assets and your legacy with a proper plan.

In the event of your death or incapacity, not having a plan could be incredibly traumatic and costly for your family, who will be left to deal with the mess you’ve left behind. While each estate and family are unique, there are some things most likely to happen to you and your loved ones if you fail to create any estate plan at all.

Marriage not only changes your relationship status, it changes your legal status. Regardless of whether it’s your first marriage or fifth, you must take the proper steps to ensure your plan properly reflects your current wishes and needs. Mapping out a plan with a New Jersey Estate Planning lawyer if your best step. Take control of the situation and allow our Freehold estate planning lawyers to clearly express your preferences in a proper legal document.

Yes, we offer consultations in office, by video or by phone. The first consultation is a 30 minute strategy session and is no charge as we determine the best course of action

Hi, our office is located at 17 Broad Street, Freehold, NJ 07728.

Yes, we are proud to offer you the services of our experienced will attorney in in Freehold, NJ. A proper will better insures peace of mind that your wishes will be honored, your child will be properly cared for by the person of your choice and not someone designated by the state. It also reduces the possibility of a will contest by clearly outlining exactly what you want. We will work with you to designate the person you trust to handle these affairs.

Hi, the best way will be to visit or contact us directly and choose the most convenient method. https://tomeslaw.com/contact/

Yes, we are proud to offer you the services of our experienced business lawyer in Freehold, NJ. Small businesses often become focused on crises that arise and don’t plan for their long term future and growth. A financial plan will also help you see your progress and your way to success. At Tomes Law Firm, PC, we will guide you through your various options and assist you with selecting which entity is right for you.

Hi, the best way will be to visit or contact us directly and choose the most convenient method. https://tomeslaw.com/contact/

Yes, we are proud to offer the services of our experienced estate planning lawyer in Freehold, NJ. In our wills, estate planning and probate practice we will work with you to carefully tailor a plan to fit your particular needs. We are prepared to represent your interests and guide you to the best conclusion for your legal matter.

Yes, we are proud to offer the services of our experienced bankruptcy lawyers in Freehold, NJ. If you are struggling with paying your bills, you should meet with a bankruptcy lawyer even if you are not ready to file for bankruptcy. Tomes Law Firm, PC has served New Jersey with committed counsel and knowledgeable representation for over 30 years. Our firm provides clients the valuable legal services and an unmatched passion for the law to help clients through tough times.

When facing a foreclosure, if you contact us early enough, we can assist you in participating with a loan modification or foreclosure mediation to see if your loan can be restructured. This is often preferred to filing for bankruptcy to force a stay of the foreclosure. Unfortunately many people think they have no hope and contact us too close to the sheriff sale when bankruptcy may be their only option to save their home. For more information on saving your home while in pre-foreclosure or in foreclosure contact us at the Tomes Law Firm for a free consultation to discuss your options.