OneMain Financial

Category: Loan agency in Charlotte, North Carolina

Address: 9821 Northlake Centre Pkwy Suite E, Charlotte, NC 28216, USA

Phone: +17043999762

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

montsegcg cg

Feb 7, 2022

Terrible telephone service for Spanish speakers, very poor service for Spanish speakers, a very rude and zero professional treatment, a very rude and unprofessional service

Jovada Forney

Jan 7, 2022

My first time with OneMain and the process was very smooth. I really appreciate Aaron for walking me through process. Very professional and thorough. Thank you for the great experience.

Jessie Beam

Jan 7, 2021

Hats off to James he took care of me and treated me very well. Given what I was buying I was happy that a personal loan took care of my deal. Walked me through the paper work and in 24 months I will officially own my 3000GT😎. Keep up the good work guys and thank you for working with me.

C.M. Dorsey

Dec 1, 2020

Unfortunately I never got to meant my Loan officer face to face but his professionalism was awesome and he was very attentive to my needs and requests. Thank you so much for making sure I was completely satisfied. Great job and stay safe. Your help was of value to me and my family.

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Questions & Answers

what can your credit be to get a loan with your company?

Deborah Hough | Oct 9, 2019
R M | Oct 9, 2019

Every applicant is different. There's several things that go into play when qualifying for a loan. (Example: job time, income, credit, etc.)

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How do I make a payment?

OneMain Financial | Oct 8, 2021
OneMain Financial | Oct 8, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Charlotte-Northlake branch.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Oct 8, 2021
OneMain Financial | Oct 8, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Oct 8, 2021
OneMain Financial | Oct 8, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Charlotte-Northlake branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Charlotte-Northlake OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Oct 8, 2021
OneMain Financial | Oct 8, 2021

At the Charlotte-Northlake OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

What are the minimum requirements to be accepted for a payday or personal loan? Do you work with all situations as long as stable income is involved?

Mochi Pudding | Oct 9, 2019
Daniela Dukes | Oct 9, 2019

Hello. It does depend on your income and credit score how much you can get. I had a very low score when I first applied. With the loan I paid off my bills and my score went up drastically. When I applied again they offered me a huge amount that I didn't needed. Every one there is so helpful and friendly. They answer all questions. I can only recommend this branch. Make sure you have your ID, W2, proof of residence, your employment verification with you.

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