Timothy Ramer American Family Insurance

Category: Insurance agency in Harrisonville, Missouri

Address: 405 E Mechanic St, Harrisonville, MO 64701, USA

Phone: +18163805555

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Michele Bixby

Sep 22, 2022

Tim and his team are the best! Very helpful and have good rates!

Kevin Croswhite

Sep 19, 2022

Every time I call or email this agency, the response is very quick. I have had a lot of questions through the years; I have requests from customers for proof of insurance as well. It doesn't matter what I asked for, it is always taken care of promptly. I wholeheartedly recommend Tim, Michelle and everyone else at American Family!!!! They simply are the best agency I have dealt with through the years.

Jamie Hasenyager

Aug 26, 2022

Michelle is fabulous! She is available anytime we have questions about our policies or claims. I've had specific billing questions before or questions about the AmFam App that she's easily been able to assist me with. I know if I am in need, she's just a message away or just stop by with my concerns! Highly recommend!

Heather Courtney

Aug 22, 2022

I have used Tim Ramer American Family Insurance for roughly 16 years and could not be happier. Tim and his staff are always a phone call away and always so willing to help and answer questions. Great rates, great coverage and they are always have your best interest at heart. I highly recommend this agency!!

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Questions & Answers

How much can I save when bundling my insurance?

Timothy Ramer American Family Insurance | Jan 7, 2022
Timothy Ramer American Family Insurance | Feb 6, 2022

From your insurance provider to your coverage amounts, how much you save is dependent on a variety of factors. But, typically, bundling insurance policies saves you around 10-20% on your insurance premium. At American Family Insurance, we’ll do you one better! On average, bundling your auto and home policies with us could save you 29% on auto insurance and 20% on home insurance.

Are there times I shouldn’t bundle my insurance?

Timothy Ramer American Family Insurance | Jan 7, 2022
Timothy Ramer American Family Insurance | Feb 6, 2022

The most important thing to remember about insurance is that it’s there to protect you from the unexpected. You’ll want to evaluate if the savings are worth it based on the coverage you need. In other words, if you’re changing providers to bundle, but have less coverage than before, you could potentially be at risk of spending more when filing a claim. So keep in mind, if your bundled plan doesn’t match the quality of protection on your separate insurance policies, you might be better off not bundling. Our advice? Connect with your agent to make sure you’re getting the best coverage and the best savings.

What does it mean to bundle insurance?

Timothy Ramer American Family Insurance | Jan 7, 2022
Timothy Ramer American Family Insurance | Feb 6, 2022

You’ll often see the word “bundle” when searching for insurance — but what does bundling mean and how can it help you? Simply put, the definition of bundling is when you buy multiple insurance products with the same provider. Typically, it’s cheaper to buy all of your insurance needs through one provider than buying individual policies from different companies.

Who needs business insurance?

Timothy Ramer American Family Insurance | Jan 7, 2022
Timothy Ramer American Family Insurance | Feb 6, 2022

All businesses need insurance to protect their dream. When you own a business, the unexpected can happen including injuries, accidents, lawsuits, or damage to your building or business property. Business insurance helps to protect your business when things don’t quite go as planned. Without it you could be putting your business, and your dreams, at risk.

How much homeowner’s insurance do I need?

Timothy Ramer American Family Insurance | Jan 7, 2022
Timothy Ramer American Family Insurance | Feb 6, 2022

The amount of home insurance coverage you need depends on a number of factors. But most importantly, you should have enough protection to cover the costs of rebuilding your home and replacing all of your possessions in the event of the unexpected. Try out our homeowner’s insurance calculator — it’s quick, easy to use and it’ll help you better determine what kind of coverage you need for your home. Our homeowner’s insurance checklist is also a great resource that breaks down homeowners insurance step by step to help you better understand your unique home insurance needs.

Is it easy to bundle my insurance policies?

Timothy Ramer American Family Insurance | Jan 7, 2022
Timothy Ramer American Family Insurance | Feb 6, 2022

Bundling your policies is as easy as picking up your phone and contacting your insurance agent. They’ll help you find the right coverage for your specific needs and walk you through the steps to bundle your policies.

How do I get a quote?

Timothy Ramer American Family Insurance | Jan 7, 2022
Timothy Ramer American Family Insurance | Feb 6, 2022

You can get your detailed and personalized auto quote in a few different ways: - Get a quote online. - Call us and get a quote over the phone. - Get in touch with your agent for a quote. No matter which path you choose, we’ll make it easy and convenient!

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