Greater Texas Credit Union

Category: Credit union in Fairbanks / Northwest Crossing, Houston, TX

Address: 5305 Bingle Rd, Houston, TX 77092, USA

Phone: +18007499732

Opening hours

Sunday: Closed

Monday: 9AM–4PM

Tuesday: 9AM–4PM

Wednesday: 9AM–4PM

Thursday: 9AM–4PM

Friday: 9AM–6PM

Saturday: Closed

Reviews

Daniel Stewart

Aug 16, 2022

*This is a review off the company, and the mobile site. Not the specific branch location.* I have been with this company for about 5 months now on my auto loan. From day one, I have not been able to get a single person to activate my online autopayments. I have submitted many, many documents with all the requested bank account information, and routing information. But every time I speak with someone. "oh well, I did my part i don't know where someone else messed up..." i'll be transferred over and over again. The app? It's not worth it. At all. Can't see my loan on the app, you have to use the online webpage. Unable to setup autopay on the app. Can't set it up on the website. So every month, during the business hours of the day, I have to call, and be transferred around just to make a payment on the phone. No different then living back in 2004 paying over the phone. It's a joke. I work 12-15 hour shift work. Being able to dedicate 15 mins on the phone from within the plant site, and reading out my debit card number to pay a payment over the phone is just irritating. Please, just fix your app. And get your people to understand the process. It's not a hard feature to implement... Everyone. Every company. Every business has this feature. Except Greater Texas Credit Union..

Consuelo Morales

Jan 3, 2022

Great customer service! All the employees there are always willing to help you. They acknowledge you as you come in and whenever possible they say goodbye. I highly recommend them for all your banking needs. Very friendly personal.

Emelino Farrada

Oct 12, 2021

The girls who work are very friendly. There is a very nice bank.

ronald gipson

Apr 22, 2021

Leida Carbajal greatly assisted my wife and me in establishing an account.

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Questions & Answers

Can retirement join the credit union

Ivy Moore | May 4, 2022
Greater Texas Credit Union | May 4, 2022

Hi Ivy! We have a variety of ways we can qualify most people for membership. Our team will work with you to find the best way to qualify you when you open an account with us!

Should I make extra payments on my auto loan?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

Making extra payments on your auto loan is an excellent way to pay off the loan faster, reduce your total interest, and achieve your financial goals. However, this may not be the right process for everyone. Determining if you are in the right place financially for extra payments can be determined through the use of the GTFCU extra payments calculator.

How much will my auto loan payments be?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

Your auto loan payment will be calculated through the total cost of your vehicle, the current auto loan interest rate, and your loan term. Lowering the total cost and interest paid is possible through making extra payments on the auto loan.

How long is my car loan pre-approval good for?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

Getting pre-approved for an auto loan before purchasing a car is a great way to better understand the optimal price range for your vehicle. Once you have been pre-approved by loan officers, your loan pre-approval will last for up to 30 days. When you have decided on your vehicle, inform your dealer that you have been pre-approved for an auto loan from Greater Texas Credit Union.

How can I find out the status of my loan application?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

The status of your loan application will be answered in one business day by loan officers. If you have not heard from us and would like to receive an update on your loan application, please contact our Loan Department.

Do you have to have good credit to apply for an auto loan?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

Your credit score is only one factor in our auto-approval process. While maintaining a good score is important, it may not necessarily keep you from receiving an auto loan through Greater Texas Credit Union. Please contact our Loan Department to discuss your loan options.

Do I have to have an account with you to apply for an auto loan?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

Yes, you must open a savings account and become a member of Greater Texas Credit Union before you can apply for an auto loan. Basic savings accounts require a minimum of $5 to open and have no monthly service fees. This is a simple process that begins with a few steps.

Can I refinance a new car loan before my first payment?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

Yes, you can refinance your car loan at any point. Owners of a new vehicle are free to refinance immediately after purchasing the vehicle, as long as they meet the requirements necessary for securing a new loan.

How long does it take for a transaction to reach my account?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

The transaction is “real time” which means it is immediately posted to your account.

What is Shared Branching?

Greater Texas Credit Union | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

Shared Branching is a network of credit unions that will allow “Guest Members” from any participating credit union to conduct transactions at a participating credit union. Credit unions are sharing their branches so that members will have access to over 5,100 locations nationwide.

When is the 600$ Stimulus payment coming in?

Joshua Alexander | Oct 1, 2021
Greater Texas Credit Union | Oct 1, 2021

Please visit irs.gov to learn more about economic stimulus payments. We are posting them to accounts as we are receiving them.

Hi! Where is the drive through located at? What time does it close?

Eli Alfaro | Oct 1, 2020
Paul Hunt | Oct 1, 2020

The ATM hardly ever works the inside closes at 4:30 you can't reach the bank 24 hours a day like you can others and the bank on the inside is closed on Sundays and so is the answering service and if you try to call that One Bank it goes directly to the main switchboard can I get ahold of anybody in that One Bank on Bingle

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