IntelliPay

No. Merchants must add the same surcharge fee to all credit card transactions. The surcharge fee applies to any card type, whether the card is a consumer card, rewards card, business card, corporate card, or purchase card. Merchants cannot add surcharge fees to pre-paid cards and debit cards.

Under no circumstances is a merchant to surcharge a debit card. Many merchants believe that debit card transactions authorized by a signature are credit card transactions. Debit cards can be authorized by a PIN or by a signature and are still debit card transactions, and you cannot add a surcharge fee to any debit transaction.

No. Surcharging debit, pre-paid, or stored value card transactions are prohibited.

You can add a surcharge fee to all credit cards regardless of whether it is a consumer card, rewards card, business card, corporate card, or purchase card. It is prohibited to add a surcharge fee to pre-paid and debit cards.

A surcharge is a fee charged to customers only because they’re using a credit card. The surcharge fee can be a fixed amount or a percentage of the transaction. Surcharge fees cannot exceed 4%. Adding a surcharge fee to a sale is prohibited in three states currently and applies only to a transaction made using credit cards. A merchant cannot add a surcharge fee to a pre-paid, gift card, debit, or other stored value cards. Convenience fees are a fixed amount regardless of the size of the sale or transaction. Convenience Fees are only allowed on Card Not Present Transactions i.e., phone payments and online payments.