Evergreen Home Loans Penn Valley NMLS 1313374

Category: Mortgage lender

Address: 10134 Commercial Ave, Penn Valley, CA 95946, USA

Phone: +15302711850

Opening hours

Sunday: Closed

Monday: 8AM–5PM

Tuesday: 8AM–5PM

Wednesday: 8AM–5PM

Thursday: 8AM–5PM

Friday: 8AM–5PM

Saturday: Closed

Reviews

Graham Morey

Sep 29, 2022

Rene was the only lender that gave my buyer confidence that she could buy a home. She went above and beyond in making the transaction come together.

Acacia Daniels

Aug 31, 2022

My safe harbor in the stormy waters of real estate!

Ed Clawson

Aug 4, 2022

Worked hard to get my loan closed.

Rachel McCullough

Dec 9, 2020

My husband and I have had the privilege of working with Rene Randall and Chris Andrews on countless transactions - the first time was to buy a rental property, and most recently to purchase the home of our dreams. On all occasions, we ended up having extremely difficult, complicated and challenging transactions; however, Rene took these head on, walked us through every step with patience and care, and answered our millions of questions even if we asked them multiple times. Rene definitely has a wealth of knowledge about Nevada County, surrounding areas and the real estate market in general. We have always felt she was upfront and honest even if it meant we would end up losing a purchase. She was also great in sharing her experience and recommendations with us to ensure we had enough information to make the best decision we could. We felt well informed throughout the entire purchases and refinances at all times. She is extremely responsive to any and all questions you have and you can trust that she always has your best interests in mind. We truly felt that Rene prioritized our needs and desires first, and that always came above what was best for her. I know she even lost a little sleep over some of the complications we experienced on one of the home purchases. That truly shows her integrity, compassion and work ethics. She is flexible, hard working and she will always be in your corner supporting and even fighting for you. We send all of our friends and relatives to Evergreen home loans, they're the best ones around!!

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Questions & Answers

Can refinancing remove private mortgage insurance (PMI)?

Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021
Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021

Homeowners could potentially remove PMI with a refinance if they meet certain criteria. Removing PMI can help reduce your monthly mortgage payment and save you money over the life of the loan. Restrictions and limitations apply. Please ask your local Evergreen loan officer for more information

Can first-time homebuyers build a house?

Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021
Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021

First-time homebuyers could be eligible for a construction loan to build a home. There are several construction home loan options available to help homebuyers build their dream home. Contact an Evergreen loan officer to learn more.

What types of home loans require no down payment?

Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021
Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021

There are home loan options that require no down payment including VA and USDA home loans. Borrowers must meet certain eligibility criteria in order to qualify for a VA or USDA loan. There are also some down payment assistance programs which can help homebuyers with the down payment. Contact your local Evergreen loan officer to see which home loan options may be right for you.

Can a refinance closing be done electronically?

Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021
Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021

At Evergreen, we’re proud to offer Evergreen Advantage™ which combines our signature customer service with an exclusive technology platform. This allows our customers to finance and often close their home loan electronically.

Will refinancing my home loan save me money?

Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021
Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021

A refinance could save you money by reducing your interest rate. This could help lower your monthly mortgage payment or save on interest over the life of the loan. Contact your local Evergreen loan officer for a complimentary review of your home loan to see if a refinance could help you save money.

Why should I refinance now?

Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021
Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021

A refinance could benefit you by lowering your monthly mortgage payment, saving on interest over the life of the loan, or potentially tapping into your home equity and using the cash for planned or unplanned expenses. Contact an Evergreen loan officer to learn if now might be a great time to refinance.

What types of home loans are available for first-time homebuyers?

Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021
Evergreen Home Loans Penn Valley NMLS 1313374 | Sep 30, 2021

There are a variety of home loan options available for first-time homebuyers. These include no- or low-down payment options, down payment assistance programs, and other niche programs. Contact an Evergreen loan officer to learn more about buying your first home.

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