Florida Independent Insurance Consultants

Yes. I shop for coverage from multiple companies based on your situation, needs.

An example is like seeing your doctor via Zoom or Skype - as opposed to in person.

Jennie, EPO stands for Exclusive Provider Organization. It is a hybrid between a PPO and an HMO.

Medicare Part A is the 'hospital' coverage that most people think of when they think of Medicare plans.

Yes. It is commonly known as Medicare Advantage and there are multiple types. I can help you decide what works best for you.

I am great with insurance but not so not good with this kind of stuff so I think that the reviews are all publicly available on Google.

While we can't give medical advice, it is in your best interest to schedule yearly examinations to ensure optimal health.

Jennie, Medicare Part B costs $170.10 for most people and is optional. CAUTION - there are very few cases when you should not get it. The most common situation is when you continue to work AND your group coverage meets Medicare minimum requirements AND the cost of your group coverage is less that Medicare coverage (including Supplement or Advantage Plans). Part B covers 2 types of services • Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice. • Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best. You pay nothing for most preventive services if you get the services from a health care provider who accepts Medicare assignment. Part B covers things like: Clinical research Ambulance services Durable medical equipment Partial hospitalization Call to discuss your situation

The amount you pay for covered health care services before your insurance plan starts to pay. Covered services will vary between companies. Give me a call to discuss.

The amount you pay when you see your provider. This can be a set dollar amount or a percentage.

Jennie, It depends on your situation. There are Special Enrollment Periods that you may qualify for. Give me a call at 321-663-3017 and I will walk you through the process.

The portion of medicare that covers prescription drugs. Not all plans are alike..

Of course! That's what I do. We will go over your options and figure out what is best for your situation.

Yes. Health, Life and Long Term Care.

You don't pay me a cent. I help you find what you need and you purchase your policies from the company.