Lance McHan - Stockton Real Estate Agent

Category: Real estate agent

Address: 611 Lincoln Center, Stockton, CA 95207, USA

Phone: +12092792235

Opening hours

Sunday: Open 24 hours

Monday: Open 24 hours

Tuesday: Open 24 hours

Wednesday: Open 24 hours

Thursday: Open 24 hours

Friday: Open 24 hours

Saturday: Open 24 hours

Reviews

Bern Cabana

Jul 17, 2022

Lance is definitely one of our favorite people. He works hard for his clients and will exhaust all possible ways to get it done. Not only that, he is definitely one of THE BEST real estate professionals out there. Despite his success, he continues to support and highlight small businesses in the community. From a local mom and pop shop, videographers, photographers, salon, etc, he goes the extra mile to highlight them. Go and check out his YouTube channel and remember to subscribe too! We need more people like him. If he's winning, he wants the community to win too.

Brandon Kyle Music

Jun 13, 2022

Lance is a Professional! You can be confident that Lance understands the in's & out's of the business and will guide you easily through every step of the process. Lance is not the typical agent; he is always available, always going the extra mile, & always thinking of ways to better serve you! He genuinely cares about each person he comes in contact with on a daily basis & he cares about the community he serves as a whole. If you need to buy or sell your home, you can believe in Lance to do it! When he says, "Yes you can..." he means it!

David Waller

May 9, 2022

Note; I don’t tend to write many reviews because I honestly seldom feel the need to… With that being stated. While shopping for the right real estate agent. I was not looking for just any run-of-the-mill sales person who acted like a best friend during the sales process then as a stranger once his commission check cleared. I was looking for someone who puts my best interest in mind every step of the way. More specifically someone who answers their damn phone and calls back to follow up on specific questions and issues. After putting forth exhaustive research in finding who would be the best choice based on the investment they themself put into selling properties as well as how they promote their listings. Lance stood out as the most authentic real estate agent the Central Valley and beyond has to offer: His organic rankings are stellar (meaning that the listings on his site are easily found), As well as having a solid social media presence. It’s obvious that he takes great pride and puts a lot of work into his listings. One detail that stood out immediately is that Lance is much more focused on providing service than he is sales. He proved himself to me as having expansive knowledge of home construction and also the local market. Every time I viewed a new property He would perform a methodical inspection, looking for signs of potential problems and commenting on the quality of construction, finish, appliances, etc. Also walked through multiple rounds of negotiation to get to a price that I was comfortable with. One thing that he mentioned to me when considering specific properties was… "the minute you buy a property you become the seller". Absolute words of wisdom. Again, thank you Lance. The entire process from start to finish was beyond exceptional. We found the property that was perfect for my lifestyle and I couldn’t be happier.

Patrick H

May 8, 2022

Lance was extremely attentive to our needs, helped solve any issue we ran into and was also very professional. We highly recommend him.

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Questions & Answers

What is Progressive Value Range Marketing?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Progressive Value Range Marketing will attract more qualified buyers to your home. That means a quicker sale at a fair price. PVRM eliminates any concern of potentially over or under-pricing your home. It mirrors the natural buying and selling process and tends to reduce the number of days a home is on the market.

What is involved in buying a residential home?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Buying a home is an exciting process. Purchasing a home is one of the largest investments you will make in your lifetime. It is important to get it right. This means that you must take your time and do your homework and due diligence. Make sure that the home that you eventually buy is the correct one for you in terms of price, location, value, size, and lifestyle.

Is it easier to buy a foreclosed home?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Buying a foreclosure owned by the bank is a far easier process. In this type of foreclosure, a bank — which has taken over ownership of a home after its former owners stop making mortgage payments — sells the house, hiring a real estate agent to close the sale.

Do I need to do a final walkthrough?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Yes, this will give you the opportunity to be sure that the home is in the same condition as it was when you signed the agreement of sale.

How long does it take to get a pre-approval?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Some homebuyers can get their pre-approval letter within hours. People with straightforward W2 income, decent credit, and money in the bank can be house hunting the same day. But for others, getting the letter could take days or weeks. If you’re self-employed or have dinged credit, your lender will require more documentation upfront. It may submit your full file for manual approval by the bank’s underwriters before issuing the letter.

What happens during the closing process?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Closing is the day that settlement occurs, title is transferred and you get the keys to your new home.

How much does a home inspection cost?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Typically, the buyer is responsible for bearing a home inspection cost, unless other arrangements are made with the seller. One can expect to pay anywhere from $300 to $500 for a home inspection, depending on the home's size, location, and age.

Why should I buy a home instead of renting?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

If you buy a home, you feel a sense of pride of ownership, it is your home, that you purchased. You feel a sense of self-satisfaction when you decorate, and create your color schemes in each room, each room unique to your own personal style. Another benefit of owning your own home is that you can deduct the cost of your mortgage loan interest from your federal income taxes. You may also deduct the taxes that you pay as a homeowner. These two items can add up to LARGE SAVINGS on your income tax returns.

What is the first thing I need to do to buy a home?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Getting pre-approved for a mortgage is the first step of the home buying process. Getting a pre-approval letter from a lender gets the ball rolling in the right direction. We can help you with that process.

How much can I afford to pay for a home?

Lance McHan - Stockton Real Estate Agent | Sep 27, 2021
Lance McHan - Stockton Real Estate Agent | Sep 27, 2021

Most financial institutions say that if you add your gross monthly income (not take home) with your spouse’s gross monthly income and multiply that by 30% of your total gross monthly income, this figure would be what you can afford to use towards housing related payments, ie: mortgage payments, taxes and insurance.

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