Address: 199 Wilson Ave Suite A, Newark, NJ 07105, USA
Phone: +19735008024
Sunday: Open 24 hours
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Jackie Parkes
This was my first house sale. Friscia & Associates were a referral from our Realtor Liberty Realty. I had the pleasure of working with Michele Lopes, who was professional, patient, prompt and accommodating to all of our questions. With Micheles guidance we were able to navigate the closing process with ease
Dorothy Williams
Working with Michelle was a great experience thank you so much Michelle
Bordernation
Working with Michele and her team was amazing. They were incredibly helpful and professional. They gave us great advice and walked us through the whole process smoothly. I highly recommend them
George Zuk
Very professional and responsive company. Michelle managed our sale with care and personal attention that more than met our expectations. I wish I could give at least 1 more star to adequately express our gratitude.
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Thanks for the question. Here are some basic points regarding a mortgage mod. Please visit https://www.friscialaw.com/questions/what-is-a-mortgage-modification/ for more details. A Loan Modification is a temporary or permanent change in one or more of the terms of your loan agreement. Most typically, a modification restructures your loan to provide borrowers with more manageable terms. It is important to note that borrowers do not have an absolute right to a modification, and therefore the bank has no contractual or legal obligation to provide a borrower with a modification.
Unfortunately the HAMP program has expired. However, many banks/servicers still offer loss mitigation programs that are very similar to HAMP. Feel free to call my office if you have any related questions.
In normal circumstances homeowners in New Jersey and elsewhere do not have a legal right to obtain a mortgage modification, forbearance, short sale or other workout options, many if not most lenders and servicers have loss mitigation departments which evaluate homeowners for possible workout options to prevent the loss of homes in connection with foreclosures. For more info go to https://www.friscialaw.com/questions/what-are-possible-mortgage-modification-and-or-workout-options-for-distressed-homeowners/
Our New Jersey foreclosure defense legal teams serve clients throughout the state of NJ. We are conveniently located close to our Hudson County, Union County, Essex County, Passaic County, Bergen County and Morris County clients. Give us a call at (973) 500-8024 for a free consultation or visit us online at friscialaw.com.
This is a fairly complicated question to answer as short sales can have tax and credit score implications. That said, for many the downsides are worth the upsides. Give my office a call and let's discuss your specific situation.
A Notice of Intention to Foreclose is essentially a notice letter required by New Jersey State law to be sent to a homeowner, by a loan servicer, at least 30 days prior to filing a foreclosure lawsuit involving a primary residence. More information about Notice of Intention to Foreclosure requirements please go to https://www.friscialaw.com/questions/what-is-a-notice-of-intention-to-foreclose.
Thanks for the question. Given the space constraints on this platform it is best to refer you to https://www.friscialaw.com/questions/how-does-the-foreclosure-process-work-in-new-jersey/. You'll find a comprehensive answer to your question there.
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