George Lounds - State Farm Insurance Agent

Category: Insurance agency in Kansas City, Missouri

Address: 550 E 99th St, Kansas City, MO 64131, USA

Phone: +18169410055

Reviews

Desire Bowen

Nov 9, 2021

Very unprofessional and rude . George talks at you and not to you. I was with is office I for over 15 years till this year and I canceled all my services. I would be never do or recommend business with him again. Very disappointed in him

Anthony Henderson

Dec 21, 2019

George was very helpful, straight forward & honest, I wanted to change Ins Co, he told as bad as he would love to have my business, but I would be doing better to stay with the Co that I was with, thanks George

Tom DeMasters

Feb 6, 2019

I own DeMasters Insurance and have worked with George Lounds in various Insurance dealings for over 20 years. Great staff and George is very knowledgeable about insurance.

Sarah Mills

Feb 20, 2018

My family has done business with George for more than 20 years, and we have always received exceptional service. All of the office staff is very friendly and helpful as well!

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Questions & Answers

What factors influence car insurance rates?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What can I do on the State Farm mobile app?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

State Farm accepts most major credit and debit cards.

Does my homeowners insurance cover detached structures on my property?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What coverage is provided under homeowners policy?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How do I download the State Farm mobile app?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have more than four vehicles or four drivers in my household?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How much insurance coverage should I have on my home?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What if I have a vehicle that's not listed on the Vehicle Type section?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

George Lounds - State Farm Insurance Agent | Jun 26, 2022
George Lounds - State Farm Insurance Agent | Jun 26, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

How can I pay for my insurance if I decide to purchase it online today?

George Lounds - State Farm Insurance Agent | Sep 24, 2021
George Lounds - State Farm Insurance Agent | Sep 24, 2021

State Farm accepts most major credit and debit cards.

When does my coverage start?

George Lounds - State Farm Insurance Agent | Sep 24, 2021
George Lounds - State Farm Insurance Agent | Sep 24, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

I changed my mind about purchasing this insurance. What should I do?

George Lounds - State Farm Insurance Agent | Sep 24, 2021
George Lounds - State Farm Insurance Agent | Sep 24, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

George Lounds - State Farm Insurance Agent | Sep 24, 2021
George Lounds - State Farm Insurance Agent | Sep 24, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

George Lounds - State Farm Insurance Agent | Sep 24, 2021
George Lounds - State Farm Insurance Agent | Sep 24, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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