Urban Bad Credit Loans

Although it's not always wise to take out more than one loan at a time, you also need to check your state's laws regarding multiple loans. In some states, you are allowed to have two or even three outstanding loans at one time. When requesting a loan, you are always obligated to disclose all information regarding existing loans that you might have. This should be clearly written on your request form. If your state allows you to have multiple loans, there might be a limit on the total amount of credit you can get. In this case, your request could be denied. Every lender reserves the right to deny credit to people who already have outstanding loans, even if state regulations allow it.

For any questions pertaining to a specific loan, you need to reach out to your own lender as quickly as possible. The service we offer does not have the ability to access any of your loan information, which keeps your personal loan details totally private. You should be able to find all the contact details for your lender inside of your loan agreement. If you reach out to your lender but don't get a response or you feel that in some way the answer you get is inadequate or unfair, there are a few government agencies that you can contact. Through these agencies, you can try to obtain resolution to your issue.