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This is a very state specific question. Unless your governing documents or state statutes require the board to send a courtesy notice or statement they can send you to collections without any prior notice. Sometimes a board of directors will adopt a Uniform Collection Policy that will address this issue so you should also ask the office, manager, or board if such a policy exists. You have every right to see it to be sure that they are in compliance. In some states a board of directors cannot send a unit into collections unless they reach some sort of threshold regarding the delinquency and even in some states they are even required to even offer you a payment plan before any action can be taken. Know your rights in your state and community. Get a hold of your governing documents and see what information you can learn about your specific state.

Yes they can. If your association has not contacted you for four years regarding non-payment they can absolutely ask you now. I would wonder why your association's board of directors or management company has let a non-payment go unquestioned for four years. However, they still have the right to collect these delinquent maintenance fees and special assessments that are outstanding for four years.

A foreclosure lien, or mortgage lien, is a type of legal proceeding initiated by a lender against the borrower (usually the homeowner). A lien would allow the lending institution to obtain legal possession of the person's property. This is usually done in connection with defaulted mortgage payments. However, it can also be a lien placed on a condominium unit or house in a Homeowners Association by the order of the board of directors.

Yes. Now this may seem very strange and odd but most community associations in the United States have the ability to foreclose and take away the title of your unit for non-payment of maintenance fees. It happens every day and as a matter of fact it can happen for what some would consider a very low sum of money only in the hundreds of dollars. So, It is my suggestion that you pay your community association their maintenance fees on time every time to avoid the heartache of losing your home for a debt related to maintenance fees. Even if you believe that you have a good reason not to pay your maintenance fees do withhold payment. Pay your maintenance fees and deal with your issues another way. Don't lose your condo or house to your community association because they can take it away from you just as easily as a bank can for non-payment.