RP Funding

Category: Mortgage lender

Address: 1400 S International Pkwy #1000, Lake Mary, FL 32746, USA

Phone: +13213974420

Opening hours

Sunday: Closed

Monday: 8AM–8PM

Tuesday: 8AM–8PM

Wednesday: 8AM–8PM

Thursday: 8AM–8PM

Friday: 8AM–8PM

Saturday: 9AM–6PM

Reviews

Rich G****n

Sep 19, 2022

The worst lender they ordered house appraisal and we paid 600 dollars for some reasons they just dropped us out. We never heard from them and if allowable we won’t give any star dor review. Customer service and business process are awful.

garmar albritton

Sep 14, 2022

professional-ease of process-knowledgeable-NO harassing calls - a great experience

Tiffany R

Sep 9, 2022

On a whim, I went to their website and started filling out the forms…within minutes the phone rang and I was speaking to a live person! Wanted to know my story, etc. Sonia then took over and she LISTENED to me and how frustrated I was about the lending process. Without giving too much away, a single mom with a great job, tons of equity, and tons of credit card debt. Sonia got to know my situation and was very real, from the appraisal process to the great news that not only did I have options…I had a potential closing date! She advised me of “best case scenarios” and what she would professionally recommend. In a nutshell, within six weeks I closed on a loan I’d been trying to get for a year + I paid off alllllll my credit card & loan debt, and I have $ left over for home improvements and an emergency fund. The follow up, follow through and even the call after the closing to clarify (oh did I mention Sonia was also available by text!) — I’m so thankful for my experience with RP Funding…And the financial freedom I have now.

Donna Pickering

Sep 8, 2022

Outstanding! Being a former land title examiner, I know the process from start to finish ( RP Funding didn’t know that). I couldn’t have ask for better and professional service. The entire team were so kind and helpful. It was a joy to work with them on my refi. Oh, and you actually talk to her human beings!

Thanks! Your review is awaiting moderation.

Questions & Answers

my wife and i are retired, and we have a mortgage with Chase. They are charging us about 450.00 a month for mortgage insurance. We have about 400,000.00 invested in their bank and have never missed a mortgage payment ever. Can we refi. without M.I,?

James Graveley | Sep 19, 2019
Charles Bowman | Sep 19, 2019

Yes refi with conventional loan

Theyre offering to pay for your closing cost but whats the catch? Also saw a few reviews stating that they raise your interest rates, is that true?

Erick | Sep 19, 2018
Louise Elliott | Sep 19, 2018

I am not aware of them paying the down payment. They do pay closing costs. The interest was no higher than other lenders.

Read More

Do you provide home equity loans

Karen Dix | Sep 19, 2018
Tom Kukitz | Sep 19, 2018

Sort of, it's a payout of the difference between 80 percent of the house value and what you owe.

Read More

what exactly is the 2500$ pmi funding fee

cindy De La Torre | Sep 18, 2020
Lydia Rivas | Sep 18, 2020

The FHA funding fee is required on all FHA loans. It is not a set dollar amount, but a percentage of your loan. It is 1.75% of your loan amount. It's FHA's upfront mortgage insurance.

Do you provide refinance if poor credit score?

LASHUNDA REAVES | Sep 19, 2018
Karina Butts | Sep 19, 2018

Yes as long as your credit is good enough to qualify for a loan! Give them a call they will tell you if your credit is good enough.

Do you finance manufactured home on land that is not owned? We in park and pay lot rent, home is a double wide 2bed/2bath.

Gary Patterson | Sep 19, 2018
Karina Butts | Sep 19, 2018

I am not sure. I refinanced a conventional home loan with RP funding. I would ask them.

Do you do VA loans

Carmen Edwards | Jan 21, 2022
Derek Paige | Jan 21, 2022

I am a current employee. We do finance VA loans as well as VA IRRRL loans, where applicable and eligible. Great question!

I live in UK. I have a home in Florida, mortgage fully paid. Need finance for remodelling. Can I get this through RP Funding? If so, please send me details.

Francis Proctor | Sep 18, 2020
Karen Smith | Sep 18, 2020

Unfortunately we do not have a foreign national loan program at this time

can rp funding provide an equity loan?

myrna031954 | Sep 18, 2020
Karen Smith | Sep 18, 2020

We don't do home equity line of credit, if that's what you are referring to

Hello, my dad passed away two years ago and left his house to my younger brother. He name was Sam A. Smith JR and my brother name is Sam A Smith lll. He wanted to use the equity in the house to pay off some student loans. Can you help?

Eddie Jenkins | Sep 19, 2019
D.H.D D.H.D. | Sep 18, 2020

Yes, she's correct. However, did your father put the property in trust? If so, you are not limited to probate rules. As the trustee you have the right to use the property as you see fit. Read more about trust & probate online or go to Nolo Law to educate yourself--free info.

Read More

Can I see more on RP funding?

joyce pruitt | Sep 19, 2019
Margaret blasingame | Sep 19, 2019

They suck

Does RP Funding do HELOC s?

Cornell Arterbury | Sep 19, 2019
Karen Smith | Sep 19, 2019

No we do not. Sorry

I’m looking to but I home I don’t have alot of money I don’t have a current job (although i do have some shares of stock) is there a way for me to get a home?

B Bb | Sep 19, 2019
Jason Kerrigan | Sep 19, 2019

If you really want an answer from a professional, call RP Funding instead of asking the google community. RP Funding would be able to tell you the facts on buying a home with your situation. Good Luck

Read More

What is your interest rate on a refinance? The owner has excellent credit.

Jeannette Green | Sep 19, 2019
D.H.D D.H.D. | Sep 18, 2020

Not true. They can give you an rate based on a range. For example, if you have a 800 credit score, they can give you a rate based on that amount. Typically for someone with a 800 credit score the rate is between 3.5%-3.75% for a 30 year fixed. I highly suggest you go to a credit union and they will be able to give you a full picture of what you can expect based on your credit score, payment history, and annual incomes.

Read More

What is the maximum debt to income ratio I can have to get a mortgage with a credit score of over 740?

James Nason | Sep 19, 2019
Travis BeMent | Sep 19, 2019

50% on conventional, slightly higher on FHA and VA depending on circumstances

Do you sell real estate

Maggie Davies | Sep 19, 2019
garrison barolet | Sep 19, 2019

RP's listed.com real estate company both buys and sells

Do you refinance home loans line of credit?

David Hough | Sep 19, 2019
Jason Kerrigan | Sep 19, 2019

Give the company a call, they'd be to ones to answer your question.

Does RP Funding offer a program where I can refinance and have my mortgage payments bi - weekly?

Dell Martinez | Sep 19, 2018
Connie Tisdell | Sep 19, 2018

No RP Funding does not offer a bi-weekly payment.

You need to use one of there brokers in order to get your closing cost paid, is this correct?

Ms Gallo | Sep 19, 2018
Louise Elliott | Sep 19, 2018

Yes, I inquired through the website and received a phone call from a local employee of RP Funding.

Read More

Can an International refinance possible

Brian Haberle | Sep 19, 2018
David Swain | Sep 19, 2018

I don't think so, but call em and ask.

Read More

Does RP Funding provide Mortgages in PA?

dawn ponton | Sep 19, 2018
Raphiela Baker | Sep 19, 2019

Currently we do not service PA

Read More

Do you offer loans too people who are Deed owners ? such as heloc loans.

R. Martin | Sep 19, 2018
Chris Carr | Sep 19, 2018

Don't listen to A to Z fire. Not only can this person not spell but their credit rating is probably low. RP funding does make promises and does. keep their word as I just did a refinance.

Read More

The no.closing costs is just when refinancing Or. When you buy they pay the closing for you at the time. And then you pay it back . how is it go???

Gabriel Dasilva | Sep 19, 2018
AllOfUS Kukitz | Sep 19, 2018

I refinanced. No closing costs. And you get a check for amount up to 80% of home value minus what you owe.

Does rp funding offer home equity loans?

Bruce Macdonald | Sep 19, 2018
j h | Sep 19, 2018

No, but they do offer cash out refinances with no closing costs

do you do mortgages for the self employed?? what are youlooking for??

Dennis Cordello | Sep 19, 2018
j k | Sep 19, 2018

You would have to call RP funding for that information.

Does your company use rental property as additional collateral for a purchase of another home?

Eugene Aponte | Sep 19, 2018
Bob Cotrone | Sep 19, 2018

It's not my company! But I just took a mortgage and have nothing but good things to say...

Do you mortgage Canadians who are seasonal visitors to FL?

Jean Cory | Sep 19, 2018
Karina Butts | Sep 19, 2018

Sure as long as you qualify!

do you do the reverse mortgages?

Jenn Baitmen | Sep 19, 2018
Karina Butts | Sep 19, 2018

I am not sure. I would call them.

Read More

How to i reset my password.

Beth Hurt | Sep 19, 2018
Lewis & Rhonda Fowler (The Fowler's) | Sep 19, 2018

Don't bother. They'll rob you blind in interest rates.

do you do construction loans

Dan Sack | Sep 19, 2018
Karina Butts | Sep 19, 2018

I am not sure about that. I would email them or call them.

Does RPFunding finance manufacturer homes

Jan Brown | Sep 19, 2018
Karina Butts | Sep 19, 2018

Sorry I don't know. They did an awesome job for me but I don't have a manufactured home.

Read More

My home is paid off and I would like to get home equity loan, do you provide that kind of funding

Karen Dix | Sep 19, 2018
PugLuvr 64 | Sep 19, 2018

Research rates/ reviews online, they were far from good in providing my home loan. If it hadn't been me prodding them (I have real estate experience so knew what should be happening when),I strongly believe my house wouldn't have closed on time. They are right on it when providing quotes (selling their product if you will), but then transferred to their closing department, which went slowly to say the least.

Read More

Is Palmer related to Arnold Palmer

Donna Wild | Sep 19, 2018
lgriller | Sep 19, 2018

No, two different families.

Do you help, first time home buyers?

Marjorie Markell | Sep 19, 2018
PugLuvr 64 | Sep 19, 2018

Yes, they offer loans for first time buyers. Do your homework on loans/rates first so you know what you should expect based on your specific situation.

Read More

I think i have been tricked or scammed.i heard a young man on the radio talking about the same thing that happened to me.end result i lost my down payment.now i cant do anything i am broke.i desperately need my money back.can anyone help?

Candice Renick | Sep 19, 2018
Pjp Carr | Sep 19, 2018

Call channel 6 news. They have a department to help consumers like this and I think it's called -getting results. Call them right away.

Thanks! Your answer is awaiting moderation.

Thanks! Your question is awaiting moderation.

Related Places