OneMain Financial

Category: Loan agency

Address: 506 Plaza Blvd, Kinston, NC 28501, USA

Phone: +12525223211

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Lindsay Ferrell

Sep 8, 2022

Kinston location. With Kacey as manager. Best service. Will always recommend her and them!

Oonagh Edmonson

Jul 12, 2022

The most caring people in this business I've ever met.

Joy Eubanks

Jun 7, 2022

Working my my One Main Financial representative, Kasey Lane, was awesome! She helped me get out of debt by consolidating my credit cards. I have one payment now that I can easily do online! Great experience!

Martha Strayhorn

Feb 22, 2022

My experience was very helpful and my assistant was very professional. Very helpful.

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Questions & Answers

How do I make a payment?

OneMain Financial | Sep 16, 2021
OneMain Financial | Sep 16, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Kinston-Plaza branch.

How do I apply for a loan?

OneMain Financial | Sep 16, 2021
OneMain Financial | Sep 16, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Kinston branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Kinston OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Sep 16, 2021
OneMain Financial | Sep 16, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability, and value of collateral (if applicable).

What types of loans does this branch offer?

OneMain Financial | Sep 16, 2021
OneMain Financial | Sep 16, 2021

At the Kinston OneMain Financial branch, we offer two kinds of loans: secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don't require any collateral. Loans requiring collateral can be obtained at a lower interest rate. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinancing, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

How can you send me a email and tell me my loan was approved and the when I go into the office you tell me you can't do anything because I need collateral when I already have a loan with you and I pay my payments on time every month.

Peggy Price | Sep 17, 2018
Velma Chadwick | Sep 17, 2018

Why you onemain dothat

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