Ruth Ramos - State Farm Insurance Agent

Category: Insurance agency

Address: 1071 7th St, Wasco, CA 93280, USA

Phone: +16617585164

Opening hours

Sunday: Closed

Monday: 9AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 9AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 9AM–5:30PM

Saturday: Closed

Reviews

Daniel Rodriguez

Sep 8, 2022

My parents had State Farm for many years i been with them for 11 years now you will not get any cheaper car insurance then state farm. They add all the discounts plus if something was to happen state farm will pay not like another car insurance. I recommend getting term life insurance with state farm its never to late its cheaper if you get it when you are young, you get all your money back if you out live the term policy. Its a peace of mind knowing my wife and kids will atleast will have my house paid off if something happens to be. I like how the owner is very nice to her customers and also treats her employees nice very good vibes there.

Alondra Valdez

May 27, 2022

Mariana answered all of my questions and helped me choose the most economical option for my car insurance. I appreciate her patience and professionalism. I am satisfied with the service she provided!

ROC ORO

May 19, 2022

Solid Agent, Solid Staff. Customer for over 20 years. Jimmy is always helpful and on it for any customer needs- Recommend!

Maira Gutierrez

Apr 25, 2022

Thank you to Mariana for helping getting my home insurance policy transferred. It was such a head ache having to deal with Geico, but having it moved to State Farm things are a lot better. Thank you for being respectful & extremely on top of things. I appreciate all your help!

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Questions & Answers

What factors influence car insurance rates?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Why should I sign up for the Paperless Notice of Privacy Policy?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

Can I pay by phone or mail instead of online?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

Is my payment information secure on your website?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What can I do on the State Farm mobile app?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

What if I have more than four vehicles or four drivers in my household?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What is the difference between sending my quote and purchasing with an agent?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How do I download the State Farm mobile app?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I use my check card or debit card?

Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022
Ruth Ramos - State Farm Insurance Agent | Jun 16, 2022

State Farm accepts most major credit and debit cards.

How can I pay for my insurance if I decide to purchase it online today?

Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021
Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021
Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021
Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021
Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021
Ruth Ramos - State Farm Insurance Agent | Sep 14, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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