Florida Health Agency

You need to have active insurance for a policy to cover a medical expense. Unfortunately this doctor visit will NOT be covered.

For single people the minimum income will be $12,540 per year, for couples the minimum income will be $16,910 per year. Remember this is for all people on the tax return not just those seeking insurance coverage.

Short Term Insurance is one of the ways people throughout Florida to include Pompano Beach, Deerfileld Beach, and Boca Raton can get health insurance coverage outside the Obamacare / Affordable Care Act Open Enrollment period. That period is from November 1, 2019 through December 15, 2019 for the year 2020. People look at Short Term Insurance because it can be lower in cost that ACA coverage and you can buy Short Term Insurance for any period from under 6 months to as much as 3 Years. Policies generally are PPO or Indemnity Plans. They generally have deductibles which can range from as low as $1,000 to as high as 12,000. Many of the plans have co-insurance after that but several carriers offer policies with 100% after the deductible to some policy maximum. Depending on the plan you select the policy maximum may be as little as $250,000 to as much as $2,000,000. In addition some plans have annual maximum's which may limit coverage. Call us for more details at 954-332-9768

You can either come to our office in Lighthouse Point or call us on the phone. We'll be glad to assist you, even if you are NOT our customer. Never a charge to enroll or make any changes and we have a notary onsite should we need to notarize any paperwork. Again, we provide notary services for FREE

Yes Florida Health Agency handles Health and Medicare Insurance Carriers from every county in Florida. We are particularly strong in Lighthouse Point, Deerfield Beach, Pompano Beach, Fort Lauderdale and the surrounding Broward communities, In Palm Beach County we service Boca Raton, Delray Beach, Boynton Beach.

The answer is the day after it is due. If you pay by credit card, make sure you see the payment every month. If you pay by Automatic Bill Payment from a bank account, make sure you see the withdrawal. The insurance company holds you responsible, even if they make a mistake. Grace periods on initial payments are only ten days. If you miss the grace period you will typically lose your insurance. Other grace periods can be 30 days or more, but again this varies from company to company. Don’t put yourself at risk, please.

In many cases, the answer is yes. If you have a Special Election Period then the answer will always be yes, if you act quickly. If the answer is NO and you do not receive a subsidy then many individuals and families can qualify for a non-marketplace plan. We also have association plans for many individuals who would like coverage and are small businesses or self-employed. Give us a call to learn more!