Address: 70 W Long Lake Rd # 119, Troy, MI 48098, USA
Phone: +12488130100
Sunday: 8AM–9PM
Monday: 8AM–9PM
Tuesday: 8AM–9PM
Wednesday: 8AM–9PM
Thursday: 8AM–9PM
Friday: 8AM–9PM
Saturday: 8AM–9PM
Pamela Dort
I could not have dreamed of a better experience! Alex and his Real Estate One team were so wonderful to work with. Extremely responsive, caring, knowledgeable and professional. They made the process easy to understand and follow. The pictures and drone shots were icing on the cake. I will definitely recommend to anyone who is looking to buy or sell a home!
Neal Reetz
Fantastic agent, sold our home the first week with a full price offer!
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Some homebuyers can get their pre-approval letter within hours. People with straightforward W2 income, decent credit, and money in the bank can be house hunting the same day. But for others, getting the letter could take days or weeks. If you’re self-employed or have dinged credit, your lender will require more documentation upfront. It may submit your full file for manual approval by the bank’s underwriters before issuing the letter.
Closing is the day that settlement occurs, title is transferred and you get the keys to your new home.
Most financial institutions say that if you add your gross monthly income (not take home) with your spouse’s gross monthly income and multiply that by 30% of your total gross monthly income, this figure would be what you can afford to use towards housing related payments, ie: mortgage payments, taxes and insurance.
Getting pre-approved for a mortgage is the first step of the home buying process. Getting a pre-approval letter from a lender gets the ball rolling in the right direction. We can help you with that process.
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