Paul Cashman - State Farm Insurance Agency - Santa Barbara

Category: Insurance agency in Santa Barbara, California

Address: 3433 State St Suite B, Santa Barbara, CA 93105, USA

Phone: +18056876666

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Erik Krueger

May 19, 2022

Kyleen Dawson with Paul Cashman - State Farm Insurance Agent has been fantastic to work with - very competitive and better rates, a good and patient listener that allows for great customer service. I have a high-end large home in Hope Ranch Santa Barbara. Had been with AAA which dropped us after the Montecito fires and flood, forced us a few years ago toward Chubb at twice the price, and to get an Umbrella policy I had to move auto to them as well at higher prices. Only to hear earlier this year from Chubb that they are pulling out of CA for homeowners - cancellation for me, which left me scrambling to find something to replace; homeowners insurance is a requirement with my mortgage. No insurance seemed interested until finally I found Kyleen Dawson, not only did she quickly and efficiently provide comparable insurance but also auto and umbrella all at better rates. The State Farm representative that inspected the home was great at sizing up our custom home. Referred my son Christian to Kyleen and she was very effective in improving his insurance coverage with cost savings as well. And just last week my mortgage company wanted an update on any changes with my homeowners insurance, Kyleen was very responsive on answering all their questions with proper documentation. Having owned a company that was built on wonderful custom service experience - I know quality with business, and I know Kyleen Dawson would be a blessing to whoever she would work with.

Dylan Jacobs

Jan 26, 2022

The process was incredibly easy and fast and I feel great with the policies that I got. Kyleen Dawson was extremely attentive and helpful with helping me understand what was best for me and my family. I 100% recommend giving her a call for whatever it is you may be looking for.

Jim Lawson

Nov 8, 2021

Kyleen was great in taking the time to go over our policy with us, and getting us more coverage for about the same money. We've always gotten good service from Paul Cashman's office and would definitely recommend them.

Christine Goetsch

Sep 21, 2021

This morning my husband and I met with Linda Vasquez to get life insurance. She was absolutely wonderful to work with, and made the entire process a breeze. What could have been confusing and overwhelming ended up being very informative and easy! She is the best, and so friendly!! Highly recommend working with her for any of your insurance needs.

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Questions & Answers

Is commercial insurance coverage different for different businesses?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

It can be. Many small businesses are now insured under package policies that cover the major property and liability exposures as well as loss of income.

What Is a Homeowners Insurance Deductible?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Just as with car insurance, you have to pay a deductible before you’re paid out a claim. You can set the deductible very low or high. The higher the deductible, the less you pay monthly.

With commercial insurance, how do I protect my property?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Depending on where your business operates, you might need to get coverage to protect it. Talk to your agent about property insurance to make sure that the building and contents are protected.

Do independent contractors need general liability insurance?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

General liability insurance for contractors provides protection when a customer or client holds you liable for an injury or property damage. Your clients may require you to obtain this coverage before entering into a contract.

When Should I Purchase Life Insurance?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Death can come at any time. Purchasing life insurance as soon as you are able is the best time to do so.

Does Homeowners Insurance Cover Dog Bites?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Will auto insurance companies share my information with each other?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 19, 2022

Our agency accepts most major credit and debit cards.

Is Homeowners Insurance mandatory?

Jason Crabtree | Aug 26, 2021
Paul Cashman - State Farm Insurance Agency - Santa Barbara | Aug 26, 2021

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage. We’d be happy to take a look at this with you to review your individual needs.

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