Ray Gonzales - State Farm Insurance Agent

Category: Insurance agency in Oxnard, California

Address: 1701 Solar Dr Ste 251, Oxnard, CA 93030, USA

Phone: +18052403100

Opening hours

Sunday: Closed

Monday: 8:30AM–5PM

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–5PM

Saturday: Closed

Reviews

michael flores

Mar 15, 2022

Ray and his Team are awesome. Velma helped me, she is very responsive and makes sure you understand the different options that State Farm has to offer. Made it easy for me to understand and decide what was best for me. I went with a bundle (house,car and umbrella policy) couldn’t be more pleased… Thank You for serving our community!

Sergio “Golden Phenix”

Mar 1, 2022

I’ve been coming to Ray for years now. Ray and his staff have provided superior service all around and always find ways to save me money. I’ve never felt pressured to buy anything or have felt like I was being upsold. Ray is the type of guy who lays out all of the best options in front of you, walks you through each option and let’s you decide based on your own goals/needs. I highly recommend Ray for any of your insurance needs.

Ann Galadzhyan

Feb 27, 2022

Like a good neighbor State Farm is there is not just their slogan, Ray is a true living example of this. He took my request on a holiday while his office was closed. I am beyond satisfied with the service and quote I received. I thought I would pay so much more due to my driving record and with a brand new car. I was surprised and happy with the results. Ray was able to provide a higher policy limit at a much lower cost. Highly recommend Ray because he’s truly an expert in his field and knows how to place you in a policy that you truly need.

George Nasser

Jan 13, 2022

Ray was amazing! I don't know why I didn't start here. I felt he was a no pressure agent. He didn't make me feel that it was about closing the deal. It was putting the customer (me) first. He was very customer focused and spent his time to understand my situation and listened to my insurance concerns and the factors behind why I was shopping and made a plan to build an insurance solution to meet my needs. It was a process of steps to make it work. Not limited to Cost, coverage, but knowing that he is there with me every step of the way to make this happen and keeping me posted along the way. I was very impressed with Rays insight of the complex ins and outs of the insurance policies & mechanisms, experience, and over all knowledge and the ability to think outside the box to make it work. He managed to coordinate inspections and resources to create a custom plan to fit my needs and making a very affordable package.

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Questions & Answers

Can I use my check card or debit card?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

State Farm accepts most major credit and debit cards.

What factors influence car insurance rates?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Can I pay by phone or mail instead of online?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

Why should I sign up for the Paperless Notice of Privacy Policy?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

Is my payment information secure on your website?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What is the difference between sending my quote and purchasing with an agent?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What can I do on the State Farm mobile app?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

What if I have more than four vehicles or four drivers in my household?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How do I download the State Farm mobile app?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022
Ray Gonzales - State Farm Insurance Agent | Jun 24, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How can I pay for my insurance if I decide to purchase it online today?

Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021
Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021
Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021
Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021
Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021
Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Will your office lower my other State Farm office auto Ins premium?

Ray D | Aug 23, 2021
Ray Gonzales - State Farm Insurance Agent | Aug 23, 2021

Thank you for your question! Since you already have State Farm, I highly recommend to ask your existing agent for a Discount Double Check to make sure your getting all the discounts you deserve including MultiCar, Multi-Line, and CA Good Driver. Make sure to also notify them if you’re driving a lot less due to COVID. Hope this helps!

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