Address: 12235 Beach Blvd #200E, Stanton, CA 90680, USA
Phone: +17146834253
Sunday: Closed
Monday: 9AM–8PM
Tuesday: 9AM–8PM
Wednesday: 9AM–8PM
Thursday: 9AM–8PM
Friday: 9AM–8PM
Saturday: 9AM–8PM
Regina Willis
Glad we refinanced with Kenneth Pham’s Home Mortgage company. We really like the web based personalized refinancing process and the high security for the documents. Most of all, Kenny is an honest guy who did the work to get our difficult loan approved. He provided great communication and great customer service.
Alfredo Stanley
Best mortgage or refinance experience I’ve had to date. Everything went smoothly and Kenny’s team kept me up to date on status and any document needed to keep the process going. I wholeheartedly recommend using them.
Marcia Arnold
Kenny Pham was recommended to us by a good friend so I was pretty sure going into the refinance process that I was in good hands. We are self employed and retired so our refinance package had some difficult areas to navigate. Kenny was super knowledgeable with my specific situation and was able to put all the necessary items together to get the deal done. Not only did he get us a fantastic interest rate, my opinion is he did a beyond excellent job.
Melissa Roberts
Kenny proved to be exceptionally helpful in our home mortgage process. Could not recommend someone more. He was professional, service oriented, and just an all around great mortgage broker.
Thanks! Your review is awaiting moderation.
Overall, a mortgage should build your credit, but it can initially lead to a decrease. When you apply for a mortgage, the lender will check your creditworthiness to see if they approve you. This triggers a tough credit request that can temporarily lower your credit score by a few points.
One of the main benefits is that payments are spread over twice that of a 15-year mortgage, meaning 30-year mortgages have lower monthly payments. These lower payments make it easier to afford a home or buy a larger home and still stay within your budget.
The beginning of the month is usually the best time to meet with a mortgage lender. Mortgage lenders adjust most approval applications in the first week, while mid-month all documentation needed to complete the process is collected.
The longer your mortgage term, the more you pay Most people get fat for 25 years - but it doesn't have to be that long. Alternatively, you can have it for 30, 35, or even 40 years. A shorter mortgage term means higher repayments but less interest overall.
All indications are that mortgage rates will rise somewhat over the course of the year, with many saying the 30-year fixed rate could be as high as 3.6% in Q4 2022 - which is still extremely low. This gives buyers the opportunity to afford more homes.
Thanks! Your answer is awaiting moderation.
Thanks! Your question is awaiting moderation.