Shahin Chear - State Farm Insurance Agent

It can be. Many small businesses are now insured under package policies that cover the major property and liability exposures as well as loss of income.

Just as with car insurance, you have to pay a deductible before you’re paid out a claim. You can set the deductible very low or high. The higher the deductible, the less you pay monthly.

Depending on where your business operates, you might need to get coverage to protect it. Talk to your agent about property insurance to make sure that the building and contents are protected.

General liability insurance for contractors provides protection when a customer or client holds you liable for an injury or property damage. Your clients may require you to obtain this coverage before entering into a contract.

Death can come at any time. Purchasing life insurance as soon as you are able is the best time to do so.

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Yes. Auto insurance companies will share your insurance claims history with each other.

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

You can include members of your household on your policy, but you must all live at the same address.

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

We can meet evenings and weekends by appointment only.

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Yes. If you have a low credit score, your insurance premiums will be higher.

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

Our agency accepts most major credit and debit cards.

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

Text MOBILE to 78836 to get a link to the app or download from your app store.

State Farm accepts most major credit and debit cards.