James Chen - State Farm Insurance Agent

Category: Insurance agency in Torrance, California

Address: 2259 Torrance Blvd, Torrance, CA 90501, USA

Phone: +13102126657

Opening hours

Sunday: Closed

Monday: 9:30AM–6PM

Tuesday: 9:30AM–6PM

Wednesday: 9:30AM–6PM

Thursday: 9:30AM–6PM

Friday: 9:30AM–6PM

Saturday: Closed

Reviews

Anna McClendon

May 26, 2021

I can't express enough how grateful I am to have come across Ron. He made my entire home insurance buying experience incredibly smooth and went above and beyond to do all the behind the scenes leg work. Since he is also a licensed Real Estate Agent, he knew all the ins and outs of the home buying process and answered all my questions in amazing detail. He took the time to go though every line on the insurance quote with detailed examples. Overall, his communication and customer service has definitely surpassed all my expectations.

Neil Chhabria

Oct 23, 2013

James is very professional and knowledgable about his field. James started my first Roth IRA for me which I am very happy about. Additionally I am a realtor and James is very responsive when it comes to helping my clients out with home and auto insurance. They are also very happy with his service. James works hard and I trust him to do a fantastic job and do the right thing.

Christopher Shypkowski

Jun 28, 2012

I needed to switch my auto insurance and i was recommended to James Chen at State Farm. I was able to get a quote that was lower than what i was already paying. Needless to say, I switched over. While I was there, he explained the other services that they offered. I had no idea they offered checking accounts. With the problems I have had at the major bank chains, I decided to open a checking account as well. The whole process was easy and effortless. The staff was very friendly and helpful and James explained everything in an easy to understand manner. I would definitely recommend him to anyone.

Sarah Malievsky

Jun 19, 2012

I was thinking about switching my insurance company from Allstate, and happened to come across James Chen at State Farm. When i went to go get a quote, I realized that James could save me so much money I was baffled. I had the most wonderful experience, everything was dealt for me and they made my time switching over seem so effortless. I had such an awesome experience i actually switched over everything from my auto, home, and got life insurance while we were at it. Even though i just met them i felt as if we were already friends! That's how friendly they were. The building was clean, and they offered me drinks, and answered all my questions without a problem. Okay now the only downfall might be that it seems like there are some people doing some construction but that doesn't have anything to do with their business so that's that. Oh and also moving from LA to here seeing all the ample parking was a breath of fresh air! I will be recommending all my family and friends to James! He's AWESOME!

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Questions & Answers

What factors influence car insurance rates?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Can I pay by phone or mail instead of online?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What is the difference between sending my quote and purchasing with an agent?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Why should I sign up for the Paperless Notice of Privacy Policy?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

Is my payment information secure on your website?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What can I do on the State Farm mobile app?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How do I download the State Farm mobile app?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I use my check card or debit card?

James Chen - State Farm Insurance Agent | Jun 21, 2022
James Chen - State Farm Insurance Agent | Jun 21, 2022

State Farm accepts most major credit and debit cards.

How can I pay for my insurance if I decide to purchase it online today?

James Chen - State Farm Insurance Agent | Aug 20, 2021
James Chen - State Farm Insurance Agent | Aug 20, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

James Chen - State Farm Insurance Agent | Aug 20, 2021
James Chen - State Farm Insurance Agent | Aug 20, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

James Chen - State Farm Insurance Agent | Aug 20, 2021
James Chen - State Farm Insurance Agent | Aug 20, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

James Chen - State Farm Insurance Agent | Aug 20, 2021
James Chen - State Farm Insurance Agent | Aug 20, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

James Chen - State Farm Insurance Agent | Aug 20, 2021
James Chen - State Farm Insurance Agent | Aug 20, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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